Concert Promoters Insurance

Likely the first risk that comes to your head as a concert promoter. The success of your event is dependent on the booked acts arriving on time and able to perform. Reasons for acts not appearing can range from the uncontrollable, such as travel issues, all the way to a non-appearance that violates the agreed contract with yourself. 

If you employ concert workers you will require employers liability insurance, even if only part-time, temporary or contract staff. This can assist in covering the costs related to an employee being injured while working for and then deciding to take legal action as a result. While this is a legal requirement our team can help ensure you are covered at the correct level for most risks related to employer liability, which is especially important when they are working in large crowds and busy environments.

In a similar way to cases of non-appearance, one of the most common causes of risk in concert promotion insurance is the potential cancellation of the event. Changing weather can often cause the cancellation of the concert, and even if not fully cancelled the resulting damage may still be accounted for with the correct policy. 

As a concert promoter, you also will want to protect any equipment you own or rent for the event in question. In most cases renting equipment will have a degree of coverage in the event of damage, but this can be limiting compared to policy cover. When considering property and equipment insurance you will also want to ensure that you are covered for the transportation of all equipment, not just while in use.