What is Bar Insurance?
The combination of alcohol and varying opening hours means that running a bar comes with a higher risk than other businesses. This means that it can make it harder to get competitive insurance, which is why you need an experienced broker who understands the unique needs of your business. Our team has been working within this industry for many years and know the associated risks you work with on a daily basis, which means we know how to help keep those risks low.
Legal expenses can protect the business against the cost of taking legal action should a number of situations arise. These include, Employment disputes, contract disputes, property disputes, criminal prosecution defence, health and safety prosecution.
The need for insuring against acts of terrorism is more prevalent than ever with the UK on a Severe level of threat for the majority of the past 12 years. Cover can include loss of income as well as the physical damage to property and contents. Policies we provide can cover acts of sabotage as well as lone wolf style attacks.
Cover can include:
- Acts of sabotage
- Acts of terrorism
- Denial of access
- Damage to your building
- Loss of earnings
- Utilities due to terrorist attack
Directors & Officers Liability offers financial protection for company managers for claims emanating from decisions and actions they make including breach of trust, breach of duty or wrongful trading.
Most plant and machinery requires regular inspection to ensure that it complies with the appropriate legislation, for example a passenger lift requires an inspection every 6 months. Cover includes sudden and unforeseen damage.