Waste & Recycling Insurance

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Why choose us?

Offices nationwide
Dedicated account handlers
Wealth of knowledge & expertise
Access to specialist insurance schemes

Choose The Right Cover For You

Our team of experts have been serving the waste, recycling, and reuse industry for over 15 years. We understand that this sector requires specific requirements when choosing the right insurance policy due to the unique risks associated with the industry but with our knowledge, you can rest assured that we’ll be able to find suitable cover tailored to your business needs

We pride ourselves on our second-to-none offering as well as our friendly and efficient team who can assist you with any queries to ensure a stress-free relationship.

What Is Waste & Recycling Insurance?

As a sector, the waste and recycling industry is complex and contains numerous potential risks. From injuries to workers operating machinery to exposure to hazardous materials such as asbestos, in order to protect your business and employees the correct cover is essential.

Within waste and recycling, there is a considerable variety to the risks and required level of cover to securely operate. That’s why when it comes to insurance an accurate policy is essential to avoid unexpected legal costs or actions. Our skilled team can work together with you to identify the key areas of cover and ensure you are adequately protected from the most pertinent risks.

From small local enterprises that focus on residential business, all the way up to large scale commercial operations we can help find a correct level of cover that is tailored to you.

“So we can give the right advice on risk and insurance coverage, we will work with you to obtain a full understanding of your business.”

Daniel Jewell

What Cover Do I Need For My Waste & Recycling Insurance Policy?

Public Liability Insurance

Public liability offers cover against a negligent injury or property damage that you cause to a member of the public because of your work. While many waste and recycling companies operate behind closed doors, those that work in public such as skip hire will have a greater risk of a claim relating to public liability.

Employers’ Liability insurance

If you employ workers you will require employers liability insurance, even if only part-time, temporary or contract cleaning staff. This can assist in covering the costs related to an employee being injured while working for and then deciding to take legal action as a result.

Machinery & Plant Machinery

Integral to any operation within this sector, your machinery is essential and as such must be considered when creating a policy. Common risk factors involved include accidents, theft and fire-related damage. The cover itself will need to fit your business’s operation, with contingencies available for machinery in transit, off-site storage, hired machinery as well as that which is permanently used on-site.

Environmental Impairment Liability

Naturally, when working with waste and recycling materials there is a risk of contamination of your or a third parties’ environment. Environmental impairment liability can assist in covering costs involved when such incidents occur including clean up, claims for property damage, injuries, legal costs and even reputation management. These can potentially be factored into your policy to provide you with the correct level of protection.

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our experts will work with you to understand the most likely risks and provide adequate coverage.

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Is There Anything That Is Not Commonly Covered In A Standard Policy?

With a higher level of risk present than most industries, there are naturally some areas that a standard policy will often not account for. Whilst the majority of insurers will not account for these by default, if any of the below do factor into your operation our team are experienced in finding more suitable providers.

Some of the often excluded areas include:

Asbestos and lead-based paint
Nuclear related hazards
Natural radioactive material
Underground storage tanks

For more information on our waste & recycling insurance, simply contact the team.

What Types Of Waste & Recycling Businesses Can Be Covered?

The scale and nature of waste and recycling companies can vary greatly. As such there is a multitude of relevant businesses that may be applicable for this type of insurance cover, these could include:

Skip hire services
Waste management companies
Waste management brokers and consultants
Landfill operations
Incineration plants
Waste to energy plants
Trade waste collection
Liquid and hazardous waste specialists
Materials recycling facilities

Plastics
Paper and can recycling
Glass recycling
WEEE recycling
Textile recycling
Wood recycling
Anaerobic digestion plants
Aggregate/soils recycling

Areas of risk you need to manage:

There are a variety of factors within the waste and recycling sector that can lead to injury, some of which are fatal. In fact, as a sector employees are twice more likely to experience a work-related injury vs. the average worker, and sixteen times more likely to suffer a fatality. The most common risk factors include:

Contact with moving machinery
Struck by moving vehicle
Struck by moving or falling objects
Slip, trips and falls
Injuries as a result of lifting objects

Find The Right Waste & Recycling Insurance For You

With our expert brokers, you can be confident in the fact that your claim will be dealt with in a respectful and efficient manner by our specialist team. As an industry waste management employees are more likely to suffer injuries, ill-health and fatalities than the average worker across all industries, making adequate cover essential.

For more information on our waste and recycling insurance, simply contact the team. Alternatively, you can request a call back below. Our team will be more than happy to discuss your policy needs and answer any questions you may have.

Recycling Insurance FAQs

You’ll likely need a combination of different insurance policies to be fully covered

The types of insurance policies considered for waste management may include [list insurance types], subject to your business’s operations.

Contact our dedicated team today and let us find a tailored package to suit your business needs.

There isn’t a defined list of those who require a waste licence. However, transporting waste without a valid licence is illegal and you will face criminal prosecution if caught. You may need a waste carrier’s licence if you operate a landfill, store third party waste or carry out final disposal of waste. However, if you only store the waste materials then you won’t require a licence.

Any sole trader or business who transports, disposes of or arranges waste disposal by a third party must be registered as a waste carrier otherwise you will face criminal prosecution.

Under the Environmental permitting (England and Wales) Regulations 2016 permits are required to undertake a wide range of specified activities lawfully. These activities include anything from scrap metal yards, processing plants and asbestos contractors to nuclear power stations and sewage treatment plants. Depending on the activity, applicants must apply either to the Environment Agency or the relevant local authority.

You must ensure that you have appropriate authorisation for the activities your business carries out. It is advisable to do this at the early stages of setting up a business or planning stages to ensure there will be no opposition to the licence or restrictions imposed that may affect your ability to trade.

If you have a waste exemption licence, it means that you can operate without an environmental permit. The exemption will have certain limits and conditions including strict limitations on the amount of waste stored and processed.

Each waste exemption lasts 3 years from when it is registered and will need to be renewed 1 month before it is due to expire.

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Waste & Recycling Insurance