Architects Insurance | Professional Indemnity Insurance
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Architects Insurance

Our brokers have been protecting architects' professional liabilities with a programme of insurance that includes a tailored Professional Indemnity Insurance for architects, for practices of any size in the complex world of architectural design and construction.

Why architects choose Jensten for their Architects Insurance

In the planning, design and management of a construction project, architects are exposed to several financial risks, even though your architectural firm will invariably do its best to carry out work error-free, mistakes will unfortunately occur, and frivolous allegations can be made. 

Architects’ professional indemnity insurance is a liability policy that protects the business against claims arising for damages, by providing a legal defence and covers the cost of damages awarded by a court or settled by the insurer. 

Our Financial Professions team have knowledge built up over several years of the different architectural projects our clients get involved with and consistently advise, highlight issues and create and arrange solutions for high-risk projects such as swimming pools, basement work, as well as jurisdictional and regulatory issues, product and design specifications and collateral warranties.  

We can also provide appointment and contract vetting services, to ensure your appointments and the terms you are signing up to are not contradictory to your insurance or UK contract law. 

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What does Architects Insurance cover?

We arrange for Architects Insurance to include: 

Business Travel and Personal Accident Insurance

Business travel and personal accident insurance can cover unexpected travel expenses, business equipment and medical expenses if you or an employee are permanently injured or killed in an accident.

Cyber Insurance

A cyber insurance policy helps pay for financial losses they may incur in the event of a cyberattack or data breach. It can cover costs related to the remediation process, such as paying for the investigation, crisis communication, legal services, and refunds to customers.

Directors’ and Officers’ Insurance

D&O insurance reimburses the defense costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrongdoing. D&O insurance also covers monetary damages, settlements, and awards resulting from such claims.

Fidelity Insurance

Fidelity insurance covers losses sustained by the employer as a result of an act of forgery, fraud or dishonesty from an employee.

Management Liability Insurance

Management liability insurance covers your business & people: directors & officers insurance, employment practice liability & corporate legal liability.

Motor Fleet Insurance

Motor Fleet Insurance protects businesses from compensation claims from third parties as a result of a motor accident. These third party claims could be in the form of financial compensation for injury or property damage for a third party.

Office Insurance

Office insurance may include cover for structural faults, damage or loss to office furniture and property, plus public and employer liability.

Professional Indemnity Insurance

Commonly known as PI insurance, offers financial protection should a client sue you if you give poor advice or do something that results in financial or reputational losses.

Trustee Liability Insurance

Trustee liability insurance is designed to protect the trustees, directors, governors, committee members and officers of a charity, club, association or not-for-profit organisation.

Why use Jensten


A dedicated team to Professional Service businesses


We are the trusted broker to Professionals


Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)


Find answers to common insurance questions

Need Architects Insurance?

For comprehensive Architects Insurance

Architects Insurance

This is one of the more complex areas of cover, so to help you get the protection you need, here are our architects insurance frequently asked questions. We hope they will help, but if you’d like some independent advice, please call us on 0190 344 4951 and we’ll be only too happy to help.

Professional Indemnity Insurance is the foundation for most architects’ insurance. While you do all you can to prevent mistakes in your work, this isn’t always possible. Sometimes something as small as an incorrect measurement or a piece of bad advice can cause your clients to suffer financial loss. 

With professional indemnity insurance included in your insurance programme you and your business will have protection from the costs of compensating a client if you make a mistake in a piece of work for a client that causes them financial or reputational loss. 

When you’re looking for professional indemnity insurance, it’s not always easy to get the guidance you need to find a policy that’s right for you. Thats because it isn’t like a general commercial insurance policy; and therefore, not all ‘general’ insurance brokers have the expertise to advise you correctly. 

Even if you’ve done nothing wrong, the cost of defending yourself against claims for negligence or mistakes that leave your client out of pocket can be very high. 

  • Negligence – if you provide incorrect advice or make a mistake. 
  • Breach of confidence – sharing (commercially) sensitive information without permission 
  • Lost or damaged documents, money or goods – if you lose money, or lose/damage documents or goods whilst in your care. 
  • Defamation – If you produce or support libellous comments. 
  • Breach of copyright – Limited cover is available if you infringe copyright, trademarks or intellectual property (see intellectual property insurance for our full cover option) 
  • Employees – If your employee causes a loss for a client. 


Professional Indemnity Insurance works differently from general commercial insurance policies. It provides cover for your past works, as it is on a claims-made basis. But it is essential that you keep a suitable level of coverage either based on your past projects/clients or based on your contractual commitments. 

Getting a quote is easy.  Simply call our friendly team of specialists on 0190 344 4951 and they’ll be happy to help.