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Landlord Insurance
Our specialist property team can compare insurance markets to find the Landlord Building Insurance that’s right for you. Get in touch to find tailored property protection to your needs.
What is Landlord Building Insurance?
Landlord Building Insurance, also known as Landlord Home Insurance, is designed to help protect property owners who rent out one or several residential properties or have a portfolio of rental residential properties. Unlike regular home insurance, which covers personal use and possessions, Landlord Building Insurance is tailored to the unique needs of landlords.
As well as standard property covers like buildings and contents cover, it can include landlord-specific elements such:
- Property Owners’ Liability
- Loss of Rent
- Tenant Default
- Alternative Accommodation Cover
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What does Landlord Insurance cover?
Landlord Insurance can offer a package of protection that allows you to cover multiple risks on a single policy, depending on your policy wording. Some common elements that you should look to include in your policy are:
Why use Jensten
Dedicated
A team of brokers who can advise on your property insurance needs
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We are the trusted broker to Property Professionals.
Flexibility
Tailored insurance to the needs of your business
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Our team of UK-based insurance experts are here to help, Monday – Friday, 9am -5pm.
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Do I Need Landlord Insurance?
If you rent out one or multiple properties, landlord insurance is essential to protect both your property and your financial interests. Landlords face a range of challenges that regular home insurance doesn’t address, which is why a tailored landlord house insurance policy is crucial.
When you rent out a property, you’re not just exposing your building to risks like fire, flooding, and vandalism, you’re also responsible for ensuring that the property remains safe and habitable for tenants.
Failing to maintain heating or electrical systems, could lead to a liability claim if someone is injured on the property. Tenants could also accidentally cause damage or fail to pay rent, leaving you financially vulnerable.
Explore our other property pages if landlord insurance isn’t quite right for you:
Landlord House Insurance with Jensten Insurance Brokers
When it comes to protecting your rental property, choosing the right Landlord Insurance is essential and with Jensten Insurance Brokers, we can arrange tailored solutions that meet the unique needs of property owners.
Whether you’re renting out a single property or managing a large portfolio, landlord house insurance can provide the cover you need to protect your investment and your rental income.
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
Need Landlord Insurance?
For comprehensive Landlord Insurance
Landlord Insurance
What types of tenants can be covered?
We can arrange cover for a wide range of tenant types, including:
- Private rental clients
- Commercial tenants
- Asylum seekers
- DSS and housing benefit claimants
- Housing association tenants
- Local authority tenants
- Multi-tenure occupiers
- Owner-occupiers
- Students
What insurance do I need as a landlord?
As a landlord, the most important types of insurance to have is landlord buildings insurance and landlord contents insurance (if needed).
You should also consider adding liability insurance, loss of rent insurance, and tenant default insurance to protect your property, income, and legal interests. Depending on the nature of your rental property and your level of involvement, alternative accommodation, legal expenses, and accidental damage insurance may also be valuable add-ons to your policy.
To make sure you have the right cover for your needs, consider working with a specialist broker, like Jensten Insurance Brokers, who can arrange a tailored policy to suit your property portfolio.
What’s the difference between landlord insurance and home insurance?
- Landlord Insurance is essential for anyone who rents out their property. It covers the building, rental income, tenant-related risks, and potential liabilities associated with renting a property.
- Home Insurance is intended for homeowners living in the property and focuses on covering personal belongings and the building itself from typical home risks, without considering the unique challenges of renting out a property.
If you’re renting out a property, landlord insurance is a necessity to ensure you’re adequately covered against the unique risks that home insurance doesn’t address.
