Landlord Insurance

We can arrange cover for a wide range of tenant types, including:

• Private rental clients
• Commercial tenants
• Asylum seekers
• DSS and housing benefit claimants
• Housing association tenants
• Local authority tenants
• Multi-tenure occupiers
• Owner-occupiers
• Students

As a landlord, the most important types of insurance to have is landlord buildings insurance and landlord contents insurance (if needed).

You should also consider adding liability insurance, loss of rent insurance, and tenant default insurance to protect your property, income, and legal interests. Depending on the nature of your rental property and your level of involvement, alternative accommodation, legal expenses, and accidental damage insurance may also be valuable add-ons to your policy.

To make sure you have the right cover for your needs, consider working with a specialist broker, like Jensten Insurance Brokers, who can arrange a tailored policy to suit your property portfolio.

• Landlord Insurance is essential for anyone who rents out their property. It covers the building, rental income, tenant-related risks, and potential liabilities associated with renting a property.
• Home Insurance is intended for homeowners living in the property and focuses on covering personal belongings and the building itself from typical home risks, without considering the unique challenges of renting out a property.

If you’re renting out a property, landlord insurance is a necessity to ensure you’re adequately covered against the unique risks that home insurance doesn’t address.