Hairdressers and Barbers Insurance

Name: Jensten Insurance Brokers
Brand: Jensten Insurance Brokers
Rating: 4.7 (781 reviews)

Hairdressers and Barbers Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.

What is Hairdressers and Barbers Insurance?

Haircuts and styles are your works of art. Whether it is a simple trim, a colour or specialised treatment, your clients expect to leave looking and feeling great. You build great relationships with them, but if something goes wrong it can be more than just your reputation that you lose. Having the right insurance in place means that you can protect your business, clients and employees in case anything goes wrong.

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What does Hairdressers and Barbers Insurance cover?

Cover can include:

Business Contents

Including your stock, computers, phones, and other business equipment.

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our experts will work with you to understand the most likely risks and provide adequate coverage.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Goods in Transit Insurance

Goods in transit (GIT) insurance offers protection if you or your customer’s property or goods are lost, damaged or stolen while they’re being moved from one place to another. For example, when they’re being transported from a factory or workshop to a retail outlet, business premises or private property.

Loss of Income

In the event you are unable to run your business because of an event outside of your control such as a fire, this policy will cover your loss of income, making sure you are not left out of pocket.

Money

Your policy can provide you with the cover for the theft of any business or personal money from your premises, and it also extends family members who permanently live with you at the property.

Product Liability Insurance

If products you use or recommend cause damage or harm, you can face claims for compensation. Product liability insurance will cover any pay-outs should a claim prove successful.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Why use Jensten

Dedicated

A dedicated team to Health and Beauty professionals

Trusted

We are the trusted broker to Health and Beauty clients.

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.

Online

Phone

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions

What policies do Hairdressers and Barbers typically require?

Policies include Public, Products, Treatment and Advice Liability, which is especially important in your business because you are working directly with and on clients, making accidents more likely. This insurance provides financial protection in the event that someone takes legal action against you for damage or injury as a result of your service or the products that you use and sell.

They also include Employers’ Liability which you are legally obliged to take out if you have any staff. This insurance protects your employees if they suffer an injury or loss as a result of your business.

Cover can also include:

Property damage
Contents/Fixtures fittings/Tenants improvements
Stock
Electronic treatment & tanning machines (excluding Accidental Damage to these)
Business interruption
Loss of rent payable
Glass
Money
Goods in transit
All risks away from premises
Treatment

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Hairdressers and Barbers Insurance?

For comprehensive Hairdressers and Barbers Insurance