Fire Protection Contractors are not legally obliged to have insurance unless they employ workers. In such case, Employee’s Liability Insurance becomes a legal requirement, and your business can face fines of up to £2,500* for each day without being covered by Employee’s Liability Insurance.  

Having insurance in place is essential for your business and offers numerous valuable benefits. It protects your employees, clients and third parties, and helps you cover legal fees if claims are made against you. It also can help provide financial protection for property damage, lost or stolen equipment, or other unexpected events, such as flood or fire.  

Proof of insurance is often a requirement for securing contracts. It shows your business as professional, reliable and committed to responsibility. Having the right insurance in place not only helps you win business but also gives your clients confidence that your operations are protected and compliant and your business is the one they can trust.