Private Equity Insurance
Specialist insurance solutions arranged for private equity firms, investment managers, and fund operators across the UK and Ireland.
Business Insurance | Private Equity Insurance
Specialist Private Equity Insurance arranged for sophisticated investment operations
Managing a private equity firm involves navigating complex regulatory landscapes, fiduciary responsibilities, and substantial financial exposures that require sophisticated insurance arrangements. The financial services sector faces unprecedented scrutiny, with regulatory bodies like the FCA imposing stringent compliance requirements whilst investors demand transparency and accountability at every level.
Our specialist knowledge of the private equity sector enables us to arrange extensive insurance programmes that address the unique exposures facing modern investment firms. We work with our carefully selected panel of insurance providers who understand the complexities of private equity operations, and can help arrange appropriate cover that we can evolve with your business needs.
Trusted Advisor
Every Step Of The Way
What does Private Equity Insurance cover?
The insurance arrangements we can organise for private equity firms encompass a broad range of professional and business risks inherent to investment management operations.
Professional Indemnity Insurance
Professional Indemnity Insurance forms the cornerstone of protection for private equity firms, covering claims arising from the provision of investment advice, fund management services, and portfolio company oversight. This cover responds to allegations of professional negligence in investment decisions, inadequate due diligence, breach of fiduciary duty, or failure to properly advise investors on risk factors.
Directors and Officers Liability Insurance
Directors and Officers Liability Insurance provides recommended protection for the management teams of the private equity firm and can be extended to include directors serving on portfolio company boards. This cover responds to claims against individual directors and officers for alleged wrongful acts in their management capacity, including regulatory investigations, shareholder disputes, and employment practices violations.
Management Liability Insurance
Management Liability Insurance extends beyond traditional D&O cover to include entity-level protection for the private equity firm itself. This broader cover addresses corporate liability exposures, including defence costs for regulatory investigations and certain legally insurable penalties.
Cyber Insurance
Cyber Insurance has become increasingly critical as private equity firms handle vast amounts of sensitive financial data, investor information, and confidential business intelligence. Cover can extend to data breach response costs, cyber extortion demands, and business interruption following system compromises, and may include defence costs and certain insurable regulatory penalties arising from GDPR breaches, depending on jurisdiction and policy terms.
Our Team Of
Financial Institutions Insurance Specialists
Questions?
Ready to protect your scale-up with insurance that matches your ambition? Contact us today to start a conversation. Let’s build a insurance roadmap that powers your growth and reflects your values.
Why choose Jensten for Private Equity Insurance?
Understanding what matters most to private equity professionals, we focus on delivering:
Dedicated Sector Expertise
Our Financial Services team possesses extensive experience working with private equity firms of all sizes, from emerging managers launching their first funds to established institutions managing multi-billion pound portfolios. This sector-specific knowledge enables us to identify risks that generalist brokers that are not familiar with the industry might overlook and arrange appropriate cover through insurers who understand private equity operations.
Regulatory Understanding
We maintain deep knowledge of FCA regulations affecting private equity firms, including the Alternative Investment Fund Managers Directive (AIFMD), Senior Managers and Certification Regime (SMCR), and Consumer Duty requirements. Our arrangements help insurance cover aligns with regulatory expectations whilst supporting your ongoing compliance obligations.
Tailored Solutions
Recognising that no two private equity firms operate identically, we develop bespoke insurance programmes that reflect your specific investment strategy, portfolio composition, and risk appetite. Whether you focus on growth capital, buyouts, distressed investments, or sector-specific strategies, our arrangements adapt to your operational model.
What Our Clients Say...
News & Insights
Significant Anti-Money Laundering Changes Coming for Lawyers in England and Wales
Alpine Awareness – Travel Risk Professionals help safeguard against adverse risk
The risk of AI in Insurance Fraud
Protecting Your Motor Trade Garage: Security Measures to Lower Insurance Costs
Private Equity Insurance FAQs
FCA-authorised firms that are subject to the AIFMD or MiFID frameworks must maintain minimum levels of Professional Indemnity Insurance, as determined by their regulatory permissions and activities. Beyond regulatory requirements, most firms benefit from a wide range of cover, including management liability, cyber protection, and crime cover to address the full spectrum of operational risks.
Pricing considerations include assets under management, investment strategy and sector focus, geographic scope of investments, regulatory history, claims experience, and specific cover requirements. Firms with strong risk management practices and experienced management teams typically achieve more favourable terms.
Yes, in most cases, we can arrange cover for legal and regulatory costs associated with fund formation. Including aborted fundraising efforts and regulatory application processes that may not reach completion, subject to insurer appetite/permissions.