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Small Business Insurance

Whether you are a small or medium-sized business we have a range of solutions to help protect you from a range of the most common scenarios.

What is Small Business Insurance?

Small Business Insurance allows business owners to protect themselves from a range of risks by choosing from a range of important covers. Your exact requirements will depend on your business, but Small Business Insurance often includes:

  • Public Liability Insurance
  • Employers’ Liability Insurance
  • Buildings Insurance
  • Contents and Stock Insurance
  • Machinery and Plant Insurance
  • Money Cover
  • Business Interruption Insurance
  • Professional Indemnity Insurance
  • Directors’ and Officers’ Insurance
  • Cyber Insurance

Small Business Insurance by business type

Why use Jensten

Dedicated

A dedicated team to support you through the insurance process

Trusted

Trusted by thousands of small business owners

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am -5pm.

Professional woman wearing glasses for insurance consultation, representing expert insurance brokers in the UK.

Online

Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)

Find answers to common insurance questions

What our clients say...

Need Small Business Insurance?

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Small Business Insurance

Small Business Insurance can be complex as there are several risks that need to be consideredTo help you get the protection you need, here is Jensten Insurance Brokers frequently asked questions about SME Insurance.  We hope they will be helpful, but if you’d like some personalised independent advice, call the team on 0800 368 9018 or request a callback. 

When you choose to get your Business Insurance through Jensten Insurance Brokers, you don’t just get high-quality cover; you also get:

  • Specialist advice from experienced small business insurance brokers who understand your unique business needs

  • Tailored insurance policies designed to protect your business comprehensively

  • Support and guidance should you need to make a claim, ensuring smooth claims handling

  • An independent service from a 4.8/5 Feefo-rated broker committed to your satisfaction

We’re dedicated to helping our clients secure the right small business insurance policy at competitive rates. Having helped thousands of small businesses, including sole traders and limited companies, we know how to reduce your SME insurance costs:

  • Get expert help from an independent small business insurance broker – with the wide range of insurance policies available, expert advice is essential to cover your business risks effectively and avoid unexpected costs.

  • Shop around wisely – or let Jensten Insurance Brokers do the work for you. Our specialist knowledge and insurer contacts enable us to find the right cover at the right price, including professional indemnity insurance, public liability cover, and product liability insurance. To get a personalised insurance quote, call us on 0808 239 7329 or request a callback.

  • Consider raising your excess – if you have a good claims history, this can lower your premiums and reduce your compensation costs.

The insurance needs of your business depend on your specific circumstances. For example:

  • If you employ staff, you must have at least £5 million of employers’ liability insurance as a legal requirement.

  • If you use vehicles for business purposes, van insurance or commercial vehicle insurance is necessary to comply with the law.

  • If you have premises, commercial buildings insurance is important to protect your property and business contents.

  • If you interact with customers or work in public spaces, public liability insurance is essential to cover claims made for injury or property damage.

Again, this is dependent on your business.  If you have premises, commercial buildings insurance will be importantIf you have customers visiting you or work in public spaces, then public liability insurance will be wiseTo find out what your requirements are, give our friendly team a call on 0808 239 7329 or request a callback.  

At Jensten Insurance Brokers, we provide comprehensive commercial insurance solutions tailored to a wide range of small business types, including construction, retail, professional services, and manufacturing. Whether you are a micro business or a growing company, we can help you find the right insurance policies to protect your business and manage risks effectively.

Small business insurance can be complex with many insurance policies and cover options to consider. It pays to get specialist advice. As an independent small business insurance broker, Jensten Insurance Brokers compares multiple insurer markets to find you the right cover, including legal expenses cover and cyber cover to protect against data breaches and cyber attacks.

Contact us today to get your small business insurance quotes and secure the right insurance policy for your business running smoothly.

Need Small Business Insurance?

Find out how our advisors support businesses like yours