Nightclub Insurance | Nightclub Business Insurance
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Nightclubs Insurance

Protect your business with Nightclubs Insurance through Jensten Insurance Brokers.

What is Nightclubs Insurance?

The combination of alcohol and varying opening hours means that running a nightclub comes with a higher risk than other businesses. This means that it can make it harder to get competitive insurance, which is why you need an experienced broker who understands the unique needs of your business. Our team have been working within this industry for many years and know the associated risks you work with on a daily basis, which means we know how to help keep those risks low. 

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What does Nightclubs Insurance cover?

Cover can include:

Buildings Contents and Stock

Buildings and contents insurance protects your business in the event of damage by a range of perils including fire, flood, theft, burst pipes or storms.

Directors’ and Officers’ Insurance

D&O insurance reimburses the defense costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrongdoing. D&O insurance also covers monetary damages, settlements, and awards resulting from such claims.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Hospitality Inspection Cover

Most machinery requires regular inspection to ensure that it complies with the appropriate legislation, for example a passenger lift requires an inspection every 6 months. Cover includes sudden and unforeseen damage.

Legal Expenses

If someone takes legal action against you or your company Legal Expenses cover will support you in the cost of going to court.

Loss of Premises License

A premises licence is a permanent licence granted for a specific location, that authorises the holder to sell alcohol. As a business that benefits from an alcohol licence, the council could revoke this due to circumstances beyond your control, for example, crime and disorder. Loss of premises licence cover can provide assistance in defending a decision to remove or revoke your licence and cover the loss in depreciation in the value of your building should it lose its licence.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Terrorism Cover

The need for insuring against acts of terrorism is more prevalent than ever with the UK on a Severe level of threat for the majority of the past 12 years. Cover can include loss of income as well as the physical damage to property and contents. Policies we provide can cover acts of sabotage as well as lone wolf style attacks.

Why use Jensten


We are dedicated to our clients


We are the trusted broker to hospitality and leisure clients


Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)


Find answers to common insurance questions

Need Nightclubs Insurance?

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Nightclubs Insurance

It’s important for you to get the right Nightclubs Insurance. To help you do that, here are our Nightclubs Insurance frequently asked questions. We hope they are of use, but if you’d like some independent advice, please call us on 0203 350 1186and the team will be happy to help.

Getting a quote is easy. You can call us on 0203 350 1186and the team will be happy to help you find the protection you need. We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual needs.