Excavator Insurance | Jensten Insurance Brokers
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Excavator Insurance

We can arrange specialist plant and machinery insurance for Excavator contractors.

What is Excavator Insurance?

Navigating excavation projects involves managing various risks from property damage to workplace accidents. We’re here to help make the journey safer by arranging insurance to protect you.

Excavator insurance protects contractors or businesses from financial losses that could result from an accident or damage involving an excavator. It’s tailored to address the unique risks and liabilities associated with these machines.

Need Excavator Insurance?

For comprehensive Excavator Insurance

What does Excavator Insurance cover?

Excavator Insurance can offer a range of protection. Your insurance will depend on the policies you take out based on what you need, but options include:

This covers equipment against fire, theft, malicious damage, and while being transported between jobs and includes theft.
Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.
Allows you to drive customers’ vehicles and any you own in connection with your business on public roads. As with car insurance, you can choose from third-party, third-party fire and theft, or comprehensive cover.
If you need to move non-roadworthy vehicles from one location to another, you’ll need to insure them while they’re on the road – whether they’re on the back of a truck or being towed. Vehicles in transit cover gives you the protection you need.

Why use Jensten

Dedicated

A dedicated team to Plant Hire Insurance

Trusted

We are the trusted broker to Plant Hire businesses

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.

Online

Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)

Find answers to common insurance questions

What our clients say...

Does an Excavator need insuring?

Some business that use an excavator think their business insurance also cover it, but this isn’t the case and Excavator Insurance is required.

Construction businesses and others that have a range of plant can also take out a plant insurance package, but if you only have one excavator then this might be the better option for you.

This can protect you from:

  • Damage to property caused by an Excavator.
  • Theft while out in the open or during the night.
  • Ongoing hire charges.
  • Accidental damage.
  • Malicious damage.
  • Road risks.

How much does Excavator Insurance cost in the UK?

The cost of your Excavator Insurance will depend on factors such as:

  • The number of Excavators you have – if you have two or more, you may want to consider a Plant Insurance policy.
  • The value of your Excavator.
  • The nature of your business and the work you do – whether you’re operating in confined spaces such as a factory or outside, for example, may alter the level of risk.
  • Where are your Excavators are stored at night.
  • The size of your business.
  • Your claims history.

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Excavator Insurance?

For comprehensive Excavator Insurance

Excavator Insurance

This can be a complex area of cover, so to help you get the protection you need, here are our frequently asked questions about Excavator Insurance. We hope they will help, but if you’d like some independent advice, please call us on 0115 672 5661, and we’ll be on hand to help.

The cost of your excavator insurance will be dependent on several factors, including:

The amount of cover needed: A more comprehensive policy will cost more than a basic policy.

The business’s claims history: A business with a history of claims will pay more for insurance than a business with a clean record.

The location of the business: The cost of insurance will typically be higher in urban areas than in rural areas.

The type of work the excavator is used for: Excavators that are used for high-risk work, such as demolition, will typically be more expensive to insure than excavators that are used for low-risk work, such as landscaping.

If you would like a quick quote please call our dedicated team on 0115 672 5661 and they will be on hand to help.

It depends. Some rental agreements come with cover for theft or damage. Generally, this cover doesn’t extend to more than that, so if you have any specific requirements – to drive it on public roads or to protect yourself from potential public liability issues, for example, then you’d be wise to get Excavator Insurance.

Yes. When you hire machinery, it means that you are responsible for it, and you need to make sure you send it back in the condition you hired it. If an Excavator you have hired were to break or be damaged and you didn’t have Hired-in Plant Insurance, you would be liable to pay for any repairs.