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HGV Fleet Insurance
HGV Fleet Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.
What is HGV Fleet Insurance?
HGV Fleet Insurance, also known as Truck Fleet Insurance, allows the owners of two or more HGVs to insure them on one policy. Not only does it allow owners to drive their vehicles on the road, but it can offer the following policy elements:
- Accidental Damage
- HGV Breakdown Cover
- Goods-in-Transit Insurance
- Hauliers’ Liability Insurance
- Public Liability Insurance
- Employer’s Liability Insurance
- Engineering Insurance
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What does HGV Fleet Insurance cover?
An HGV Fleet Insurance quote from Jensten Insurance Brokers can be tailored to your fleet’s needs and offer comprehensive protection on a single policy. Whether you’ve got 2 trucks or 200, work in haulage or logistics, or are doing domestic or European runs, we can help you find great cover from quality insurers that can include:
Why use Jensten
Dedicated
A team that understands business vehicle insurance
Trusted
We are the trusted broker to businesses
Flexibility
Tailored insurance to the needs of your business
Talk to the experts
Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.
- Call our team
- 0800 368 9018
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How to save on HGV Fleet Insurance
At Jensten Insurance Brokers, we’re committed to finding our clients a great deal on quality cover. Having provided many, many HGV Fleet Insurance quotes, we’ve learned a thing or two about how to save money on your HGV Fleet Insurance policy, including:
1. Get some independent advice – some policies will include add-ons you don’t need, and removing them can help you save money. It’s important to make sure you aren’t over or underinsured, though. If you are underinsured, you may face a significant shortfall in the event of a claim, and if you’re overinsured, you may be paying more than you need to. Either way, it pays to get some independent insurance advice.
2. Search and compare – or better still, get an independent broker such as Jensten Insurance Brokers to do the comparison for you. With our specialist knowledge and insurer contacts, we can help you get the right cover at the right price. To get an HGV Fleet Insurance quote, call us on 0800 368 9018, request a callback, or start your Truck Fleet Insurance quote today.
3. Consider your drivers – avoid insuring younger drivers and those with poor claims histories. Also, while any driver option is convenient, it could prove more expensive than a named driver policy.
4. Build up your no-claims bonus – or you may be able to transfer your existing one to your new policy.
5. Raise your excess – raising your excess – the amount you pay in the event of a claim can reduce your premiums. If you have a good (low) claims history, this can be a good way of cutting your HGV fleet quotes.
How much does HGV Fleet Insurance cost?
As we’ll create your cover around you and your business, and given the different types of policies on offer, there’s no simple answer to that question. What we can say is that your HGV Fleet Insurance quote will be based on factors such as:
- The number of vehicles you want to insure.
- The value of your vehicles.
- Whether you have any employees.
- If you have any employees.
- The turnover of your business.
- The nature of your business and the projects you do – European runs may push your premiums up.
- The type of work you are doing and the value of your loads.
- The size of the clients you work with.
- Your claims history.
- The age and condition of your trucks.
- The age of your drivers.
- Whether you choose a named or any-driver policy.
For some personalised HGV Fleet Insurance help, please get in touch. Our friendly team will be able to give you all the advice you need and provide you with an HGV Fleet Insurance quote.
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
Need HGV Fleet Insurance?
For comprehensive HGV Fleet Insurance
HGV Fleet Insurance
HGV Fleet Insurance can be complex, so to help you get the cover you need, here are the answers to some frequently asked questions about it. We hope they’ll prove helpful, but if you’d like some advice that’s tailored to your needs, please call us on 0800 368 9018, request a callback, or start your HGV Fleet Insurance quote today.
Which businesses can HGV Fleet Insurance cover?
Thanks to our flexible approach to our clients, we can offer an HGV Fleet Insurance quote to a range of businesses with two or more trucks to insure, including:
- Haulage contractors
- Construction firms
- Logistics businesses
- Removals firms
- Manufacturers
- Distribution companies
If you’d like to know more about our HGV Fleet Insurance or would like an HGV Fleet Insurance quote that’s built around your needs, call us on 0800 368 9018, and our insurance specialists will be happy to help.
Why get HGV Fleet Insurance through Jensten Insurance Brokers?
At Jensten Insurance Brokers we’ve helped plenty of fleet owners get the specialist cover they need. In doing so, we’ve developed a deep understanding of your industry, and working with us offers you the following advantages:
- Specialist advice from experienced Fleet Insurance professionals
- HGV Fleet Insurance that’s tailored to your business’s needs
- Help should you need to make a claim
- Independent service from a 4.8/5 feefo-rated broker*
Is HGV Fleet Insurance a legal requirement?
No, but you’ll obviously need Truck Insurance if you want to drive your HGVs on the road. If your business has any staff, then you must have a minimum of £5m Employers’ Liability Insurance; that is a legal requirement.
Can anyone get an HGV Fleet Insurance quote?
You’ll need to have at least two HGVs in need of cover. If you want to drive anything over a 3.5-tonne truck, an operator’s licence is required whether you are carrying your own goods or goods for hire, and reward.
Why do I need HGV Fleet Insurance?
Because accidents happen. Accidental damage to property, injury to a third party, stolen or damaged equipment and other unexpected events could lead to your business losing money and affect your business’s operations.
How much does an HGV Fleet Insurance policy cost?
That will depend on the level of protection your business requires, the services you offer, if you have any employees, the number of trucks you need to cover, your drivers’ ages, your claims history, etc. If you would like to get an HGV Insurance quote, call us on 0800 368 9018 or start your quote here.
Are there any policy add-ons I should consider?
A. Yes, several HGV Fleet policy add-ons are worth considering. These include Goods-in-Transit, Truck Breakdown and Recovery, Loss of Licence, and Public Liability Insurance, to name but a few.
Are there any age restrictions on truck or HGV Fleet Insurance?
Yes, most insurers won’t cover drivers under the age of 21 and getting cover for drivers over 69 can also be difficult.
Can I use my existing no-claims bonus on my policy?
Yes, if the no-claims bonus was earned on HGVs in the UK, transferring it should be no issue.
How can I get an HGV Fleet Insurance quote?
Getting a quote is easy. Call Jensten Insurance Brokers on 0800 368 9018, and the team will be happy to arrange a Truck Fleet Insurance quote for you.
Like some HGV Fleet Insurance help?
If you’d like some HGV Fleet Insurance help, please give us a call on 0800 368 9018. Our friendly team will be happy to help you get the protection you need and offer you an HGV Fleet Insurance quote.
