Writesure, specialist insurance protection for freelance authors and writers

We have the expertise to meet your insurance requirements as a Freelance Author or Writer.

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Writing Professionals Insurance Product

The Writesure insurance policy is a comprehensive product available for writers, Authors, Journalists and broadcasters:

Tailored Cover

Writesure is designed to be tailored to your individual requirements with a choice of levels of cover for the whole policy, and also for individual sections. You can even choose how much you wish to contribute to any claim.

Professional Indemnity

Professional Indemnity insurance forms the basis of the Writesure policy and covers legal costs and expenses you may incur in circumstances such as, your business is found to have failed in the provision of your services, or advice that you have given causes a client of yours to lose money, or if a reader finds issue with the accuracy of your work.

Employer’s Liability

Writesure can provide cover for your legal liability to your employees, including self-employed freelancers.

Public & Products Liability

You have the option to insure your liability to members of the public in the event your negligence causes them personal injury or damage to their property. Combined with this, Products Liability insurance covers costs you incur in compensating anyone who is injured by a faulty product your company designs or supplies, excluding product recall.

Future Liabilities

Writesure also offers you cover after you have stopped producing new work, for example if you enter full and permanent retirement or are unable to continue working due to ill health. The standard cover continues for 12 months after the end of the policy year in which you stop producing new material, but you can choose to extend this period further and pay an additional premium, if you wish.

Portable Business Equipment

You can opt to cover your computer and any other business equipment. Computers can be covered for breakdown and loss of data. Worldwide cover is available at your request, with a maximum single item limit of £10,000, and cover for equipment left in unattended vehicles – subject to policy conditions.

Home Based Business Equipment

Insurance for home-based writers’ equipment can be arranged as an option. You can cover items used at home for work purposes, this includes computers which can be protected for breakdown and loss of data.

Previously Published Work

While Writesure cannot cover you for problems you already know about, if you are a member of NUJ, SOA or Guild of Motoring Writers, the cover does apply for work you have produced since your membership started. Whether a member or not, if you already hold professional indemnity insurance, Writesure can cover you from the first date from which you have been continuously insured.

“Our priority is always the client. That’s why we aim to provide you with first class service at all times.

Our experienced team offer vast amounts of knowledge and a proactive approach to service. We will take the time to get to know your business as if it were our own.”

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Martin Swann

Managing Director, Financial & Professional Risks Division

Professional Indemnity & Public Liability Insurance With Writesure

Who is Writesure Designed for?

Writesure has been specifically designed to provide comprehensive protection for writing & broadcasting professionals including authors, journalists, reporters, technical writers, script writers and copywriters. The cover can be tailored to meet your individual needs with the flexibility to include or exclude additional coverage options such as marketing media insurance or IT insurance. Cover can apply to the work that you undertake as an individual and also your part in a joint project.

If you are a member of the NUJ, SOA and Guild of Motoring writers you can benefit from preferential rates.

What Cover is Provided by Writesure?

The policy offers a wide range of covers, including as standard protection for Libel and Slander, Infringement of Copyright, Breach of Confidentiality, Negligence, Breach of Privacy, and Liability to the Public, as well as network security issues and transmission virus and cover for documents which are accidentally lost or damaged. Cover can be extended to include business equipment, business interruption losses, your liability to employees and notification costs following a data breach or cyber-attack.

What Types of Work Does Writesure Cover?

Cover applies in whatever medium your material is published or broadcast, including books, local and national newspapers, magazines, specialist journals, private publications, websites, TV, radio, video and film. Subject to EU Law, you are insured wherever in the world your work is published or distributed. Cover can be extended to include claims brought outside the EU, including USA/Canada, where you actively undertake or target work in those countries.

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