Plant Insurance

It depends.  If you want to drive it on the road, you will need a road risk element in your Plant Insurance. 

Plant Insurance offers you flexible, specialist protection against a range of risks on a single policy.  Whether you need an Owned or Hired-in Plant Insurance policy, it can protect your equipment from theft, loss, and accidental damage and allow you to drive it on public roads. 

Yes, you just need it to be part of your policy. 

That will depend on things like the size of your business, whether you have any employees, where you are working, the work you’re doing, your business’s postcode, and your claims history. For a tailored plant insurance quote, please call us on 0115 672 5661, and the team will be happy to help.

For something to be classed as a plant vehicle, it will need to specify that on the logbook. 

There are many ways you can potentially get cheaper Plant Insurance quotes. These include comparing quotes – or getting an insurance broker to do the search and comparison for you, use a specialist independent broker who can save you from taking out covers you don’t need, secure your equipment, limit the number of drivers, and pay annually.

 Yes, and some of the most common include: 

• Public liability 
• Contract works 
• Employers’ liability 
• Stock and materials 
• Professional indemnity 
• Third-party working risks