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For Owned and Hired-In Plant Insurance Quotes, Call 0115 930 3030

Looking to save money on high-quality plant insurance?

Need a plant insurance quote? Let the specialists at Jensten Insurance Brokers Ilkeston, a Construction Plant-Hire Association (CPA) member, compare our markets to find you the cover you need. Our team can help you find protection for owned and hired-in plant equipment.

Call 0115 930 3030 or start your plant insurance quote today.

For Affordable Owned and Hired-In Plant Insurance, call 0115 930 3030

What Is Plant Insurance?

Plant insurance is a special type of cover designed to protect construction, agricultural vehicles, and other specialist equipment such as forklifts, cherry pickers, diggers, and steam rollers.

It can cover your own equipment (owned plant) and ones you hire (hired-in plant) for use on-site and on public roads. A policy can be extended to include business-critical covers such as public liability, employer’s liability, and several other protections, making it useful for businesses using these machines.

If you’d like some plant insurance advice, or a plant insurance quote, then call Jensten Insurance Brokers on 0115 930 3030 or start your quote today.

Construction work

What can plant insurance cover?

A surprising number of things can be insured on this type of policy:

    • Construction plant – including diggers, earth movers, mobile cranes, and dump trucks
    • Agricultural vehicles – everything from tractors, combine harvesters, sprayers, and beet lifters to para ploughs, trailers, and the other tools of the farmer’s trade
    • Lifting equipment – cranes, forklift trucks, mobile cranes, cherry pickers, and mobile scissor lifts
    • Road maintenance vehicles – such as road sweepers, self-propelled tar layers, and steam rollers
    • Attachments – including welfare units, and on-site cabins

It can also include additional protection against these common risks:

    • Public liability – insures you should a member of the public injure themselves or in the event their property is damaged whilst you are working. It covers the cost of claims made by customers and/or members of the public for incidents that occur in connection to your business activity.
    • Road-risk plant – provides cover if you use your machinery on the public highway, such as to move supplies or take away spoil or muck.
    • Employers’ liability – is a legal requirement if you employ others. It provides cover in the event of your employee injuring themselves or if their property is damaged whilst at work. The law says that if you employ at least one person you must have employers’ liability insurance (sometimes called ‘EL insurance’) to provide protection for your employees if they get injured or become ill as a result of working for your business. Your policy must:
      • Cover you for at least £5 million
      • Your insurance must be with an authorised insurer
      • Employers must provide a safe working environment
    • Third-party working risks (TPWR) – which covers damage to other people’s property while you’re working
    • Products liability – this which insures you if your products or services injure a third party
    • Accidental damage – should your equipment be accidentally damaged while in use
    • Glass cover
    • Loss or damage to trailers
    • Construction plant, tools, and equipment – with the option to include workers’ personal tools in it
    • Off-site storage
    • Immobilised equipment
    • Cover while in transit – so if your kit is involved in an accident or is damaged while being moved from job to job, you’ll be protected
    • Continuing hiring charges – if a piece of hired-in plant is damaged and you can’t use it, this will cover the ongoing hire charges

What types of plant insurance are there?

The main types of cover are:

    • Hired-in plant – for vehicles and equipment you hire-in while undertaking work
    • Owned plant – for vehicles and equipment that your business owns
    • Temporary cover – some providers, such as Jensten Insurance Brokers Ilkeston, can offer cover that lasts a day or lasts all year
    • All-risks – which covers you against fire, flood, theft, malicious and accidental damage
    • Road risks only – where the policy only applies when vehicles are on public roads
Engineering
Digger

How much does plant insurance cost?

The cost of your cover will depend on several factors, including:

    • The amount and type of plant equipment you want to protect
    • Its value
    • The type of work you’re doing and where you are doing it
    • The size of the projects you are working on
    • The number of risks you wish to cover

If you’d like some help, or if you have a specific piece of equipment that you’d like a quote for, then call us on 0115 930 3030 or start your plant insurance quote today.

Owned and Hired-In Plant Insurance FAQ

This is one of the more complex areas of insurance, so to help you get the protection you need, here are our hired and owned plant insurance frequently asked questions. We hope they will be of help, but if you’d like some independent advice, then please call us on 0115 930 3030, and we’ll be only too happy to help.

Testimonials

Service comes first at Jensten Insurance Brokers, and as the following Feefo testimonials show, when it comes to plant insurance, we’re the team you can trust with your business.

Feefo reviews 5 gold stars

5 Star

Exactly what I required without any of the faff and unwanted stuff.  Very, very competitive and a very good price.

Mr. Carter

Feefo reviews 5 gold stars

5 Star

Ideal cover for my situation with a reputable company.

Mr. Woodford

Feefo reviews 5 gold stars

5 Star

Best price by far, documents sent promptly.

Mr. Schofield

Feefo reviews 5 gold stars

5 Star

It’s such an easy uncomplicated way to insure with these guys and gals and there always happy on the phone.

Mr. Richardson

Feefo reviews 5 gold stars

5 Star

Again, can’t fault them.  Kyle and the team help us.

Mr. Hall

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                            • IMPORTANT UPDATE FROM LLOYD’S

                              Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

                              Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

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