Digger Insurance | Digger & JCB Insurance Quotes
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Digger Insurance

Digger Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.

What is Digger Insurance?

Digger Insurance gives owners and renters of diggers and other mechanical excavating equipment protection against loss or damage. Digger Insurance through Jensten Insurance Brokers Ilkeston offers you flexible, quality cover backed by specialist advice. We can arrange Digger Insurance, Mini-Digger Insurance, and Micro-Digger Insurance for both owned and hired-in equipment. We can also include critical optional covers such as Road Risks and Public Liability Insurance.

To get your Digger Insurance quote, call us 0115 672 5661 or start your quote below.

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What does Digger Insurance cover?

Digger Insurance through Jensten Insurance Brokers Ilkeston is a flexible policy. Thanks to our relationships with leading insurers, we can offer you:


This covers equipment against fire, theft, malicious damage, and while being transported between jobs and includes theft.

Digger insurance

This protects your digger from accidental damage, loss or theft.

Hired-in plant

Should yours break down and you need to rent one, this will cover the rental costs.

Mini digger insurance

Mini digger insurance covers mini diggers, be they owned or hired-in.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Road Risk Insurance

Allows you to drive customers’ vehicles and any you own in connection with your business on public roads. As with car insurance, you can choose from third-party, third-party fire and theft, or comprehensive cover.

Why use Jensten


A dedicated team to Plant Hire Insurance


We are the trusted broker to Plant Hire businesses


Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)


Find answers to common insurance questions

What’s covered by Digger Insurance?

At Jensten Insurance Brokers Ilkeston, we don’t believe in a one-size-fits-all approach to customers’ needs. Instead, we’ll get to know your requirements and create a package of protection to suit you and your budget. A typical Digger Insurance policy will include:

  • Theft cover.
  • Damage cover.
  • Cover for owned and hired-in equipment.

How much does Digger Insurance cost?

The cost of your cover will depend on several factors, including:

  • The number of diggers you want to cover.
  • The value of the equipment you want to cover.
  • The type of work you’re doing and where.
  • Whether you own the equipment or its hired-in.
  • The size of the projects you are working on.
  • The number and type of options you include.

If you’d like some help, or if you have a specific piece of equipment that you’d like a Digger Insurance quote for, then call us on 0115 672 5661 or start your Digger Insurance quote today.

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Digger Insurance?

For comprehensive Digger Insurance

Digger Insurance

Why choose Jensten Insurance Brokers Ilkeston?

As CPA members, we understand the needs of digger, mini digger, and micro digger users. Our team of specialists can offer you independent advice and arrange cover suited to your requirements and budget. We can also arrange Digger Insurance as a standalone policy and not just as an add-on to public liability policy, as some brokers do.

To help you get the Digger Insurance that’s right for you, here are our Digger Insurance FAQs. We hope they will be of use, but if you’d like some more help, please call 0115 672 5661.

If you’re using a digger to do excavation work, be that on a construction site or private property, you’d be wise to have Digger Insurance in place. It can protect the equipment you are using – be it owned or hired-in – and can even cover you from compensation claims for injury or damage to someone’s property if you include public liability cover as part of your policy.

Using an independent broker such as Jensten Insurance Brokers Ilkeston for your Digger Insurance quote has several advantages. Being independent, we aren’t tied to any one insurer and can give you impartial advice on what you need and then do the comparison for you. We can also find cover for a wide range of excavation equipment, including diggers, mini diggers, and micro diggers.

It depends. Some rental agreements come with cover for theft or damage. Generally, this cover doesn’t extend to more than that, so if you have any specific requirements – to drive it on public roads or to protect yourself from potential public liability issues, for example, then you’d be wise to get a Digger Insurance policy.

No, unless you want to drive it on public roads, in which case you will need road risks cover.

No, there’s no special licence required to drive a digger, but if you want to drive it on a public road, you will need a driving licence.

If any hired-in plant is damaged or stolen, you’ll usually be liable to continue paying the hire charges for the item in question, even if it is no longer used by you. In most instances, these charges will be covered for 90 days, but it’s always worth checking the policy.