- Menu
Digger Insurance
Digger Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.
What is Digger Insurance?
Digger Insurance gives owners and renters of diggers and other mechanical excavating equipment protection against loss or damage. Digger Insurance through Jensten Insurance Brokers Ilkeston offers you flexible, quality cover backed by specialist advice. We can arrange Digger Insurance, Mini-Digger Insurance, and Micro-Digger Insurance for both owned and hired-in equipment. We can also include critical optional covers such as Road Risks and Public Liability Insurance.
To get your Digger Insurance quote, call us 0115 672 5661 or start your quote below.
Need Digger Insurance?
For comprehensive Digger Insurance
What does Digger Insurance cover?
Digger Insurance through Jensten Insurance Brokers Ilkeston is a flexible policy. Thanks to our relationships with leading insurers, we can offer you:
Why use Jensten
Dedicated
A dedicated team to Plant Hire Insurance
Trusted
We are the trusted broker to Plant Hire businesses
Flexibility
Tailored insurance to the needs of your business
Talk to the experts
Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.
- Call our team
- 0115 672 5661
What our clients say...
What’s covered by Digger Insurance?
At Jensten Insurance Brokers Ilkeston, we don’t believe in a one-size-fits-all approach to customers’ needs. Instead, we’ll get to know your requirements and create a package of protection to suit you and your budget. A typical Digger Insurance policy will include:
- Theft cover.
- Damage cover.
- Cover for owned and hired-in equipment.
How much does Digger Insurance cost?
The cost of your cover will depend on several factors, including:
- The number of diggers you want to cover.
- The value of the equipment you want to cover.
- The type of work you’re doing and where.
- Whether you own the equipment or its hired-in.
- The size of the projects you are working on.
- The number and type of options you include.
If you’d like some help, or if you have a specific piece of equipment that you’d like a Digger Insurance quote for, then call us on 0115 672 5661 or start your Digger Insurance quote today.
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
Need Digger Insurance?
For comprehensive Digger Insurance
Digger Insurance
Why choose Jensten Insurance Brokers Ilkeston?
As CPA members, we understand the needs of digger, mini digger, and micro digger users. Our team of specialists can offer you independent advice and arrange cover suited to your requirements and budget. We can also arrange Digger Insurance as a standalone policy and not just as an add-on to public liability policy, as some brokers do.
To help you get the Digger Insurance that’s right for you, here are our Digger Insurance FAQs. We hope they will be of use, but if you’d like some more help, please call 0115 672 5661.
Who needs Digger Insurance?
If you’re using a digger or JCB equipment to do excavation or construction work, whether on a construction site or private property, having Digger Insurance is essential. This insurance protects the equipment you use, whether owned or hired-in, and can also cover you against compensation claims for injury or damage to someone’s property if you include public liability cover as part of your policy. For businesses operating JCB machinery, securing insurance for JCB is a critical part of managing risk and protecting your assets.
Why use a broker for your Digger Insurance and JCB Insurance Services?
Using an independent broker such as Jensten Insurance Brokers Ilkeston for your Digger Insurance quote and JCB insurance services offers numerous advantages. Being independent, we are not tied to any single insurer and can provide impartial advice tailored to your specific needs. We compare multiple options to find the best cover for you, including bespoke JCB insurance policies that cover hired-in plant, short-term hired-in plant insurance, and comprehensive insurance for JCB machines. Our expertise ensures that whether you require insurance for JCB owned equipment or JCB insurance hired in plant, we can arrange insurance that fits your business requirements perfectly. We can also find cover for a wide range of excavation equipment, including diggers, mini diggers, and micro diggers.
Do I need to insure a hired mini-digger or JCB hired-in plant?
It depends on your rental agreement. Some agreements include limited cover for theft or damage, but this often doesn’t extend to driving on public roads or protection against public liability claims. If you have specific requirements such as coverage for short-term hired-in plant or specialized insurance for JCB hired in plant, it is wise to obtain a dedicated JCB insurance policy that meets these needs. Our JCB insurance services specialize in providing flexible solutions for short-term hired-in plant insurance to give you peace of mind during your rental period.
Is Digger Insurance or JCB Insurance a legal requirement?
No, Digger Insurance or JCB insurance itself is not legally required unless you intend to drive the equipment on public roads. In that case, you will need road risks cover as part of your policy to comply with legal requirements.
Do I need a licence to drive a digger or JCB equipment?
No special licence is required to operate a digger or JCB machinery. However, if you plan to drive the equipment on public roads, a valid driving licence is necessary.
Does Digger Insurance or JCB Insurance cover hire charges?
If hired-in plant is damaged or stolen, you are typically liable to continue paying hire charges even if the equipment is no longer in use. Most policies, including those for JCB insurance hired in plant and short-term hired-in plant insurance, cover these costs for up to 90 days, but it’s important to verify this in your specific insurance policy.
For tailored insurance for JCB equipment, including comprehensive JCB insurance policies, short-term hired-in plant insurance, and expert JCB insurance services, contact us today. We can arrange insurance for JCB that protects your valuable plant and machinery effectively, helping you manage risk and save money while ensuring your business stays compliant and covered.