Exactly what I required without any of the faff and unwanted stuff. Very, very competitive and a very good price.
5 Star
Mr. Carter
For Flexible Forklift Insurance, call 0115 930 3030
Looking for quality forklift insurance?
Need a forklift truck insurance quote? Let the specialists at Jensten Insurance Brokers compare our markets to find you the cover you need. Our team is experienced in all forms of plant insurance and can offer you Moffett and forklift insurance cover. To get your forklift truck insurance quote, call 0115 672 2468 or start your forklift insurance quote today.
What is Forklift Insurance?
Forklift insurance is a dedicated form of cover that’s designed to meet the needs of businesses that hire, lease, or own forklift trucks. You can take out third-party or comprehensive cover, which, depending on the options you go for, can protect you against theft, loss, and liability issues.
What does forklift insurance cover?
Forklift truck insurance can offer a range of protections. The exact makeup will depend on the policy you take out, but generally speaking, the options are:
- All-risks – this covers equipment against fire, theft, malicious damage, and while being transported between jobs and includes theft
- Comprehensive – which covers damage to your forklift or someone else’s forklift regardless of who is at fault
- General liability – this protects you against damage to property or injury claims made by a third party
- Rented equipment – should your forklift breakdown and you need to rent one, this will cover rental costs
- Auto liability – covers forklifts while they are driven on public roads
For third-party or comprehensive forklift insurance, call 0115 672 2468
Does a forklift need insurance?
Some businesses that use a forklift assume that their business insurance covers it, but this isn’t the case, and specialist protection is required. Construction firms and other companies that have a range of plant equipment will often take out plant insurance, but if you only have a forklift truck, then forklift needs insurance might be a better option for you as it can protect you from:
- Damage to property caused by a forklift
- Theft while it’s out in the open
- Theft during the night
- Ongoing hire charges
- Accidental damage
- Malicious damage
- Road risks
How much does forklift insurance cost?
The cost of your forklift insurance will depend on factors such as:
- The number of forklifts you have – if you have two or more, you may want to consider a special types fleet insurance policy
- The value of your trucks – with forklifts costing up to £30,000 each, they need proper protection
- The nature of your business and the work you do – whether you’re operating in confined spaces such as a factory or outside in a logistics hub, for example, may alter the level of risk
- Where are your trucks stored at night
- Your claims history
Speak to our experienced team about forklift insurance
If you’d like some forklift insurance help or a forklift truck insurance quote, contact the Jensten Insurance Brokers team today. Our team of experienced specialists can give you all the help you need and can compare our markets to find you the cover you need.
To get your forklift truck insurance quote, call 0115 672 2468 or start your forklift insurance quote today.
Forklift Insurance FAQs
This is one of the more complex areas of cover, so to help you get the protection you need, here is our forklift truck insurance frequently asked questions. We hope they will be of help, but if you’d like some independent advice, then please call us on 0115 930 3030, and we’ll be only too happy to help.
Forklift insurance provides a wide range of covers designed to protect businesses using this specialist equipment. Given the cost of forklifts, hi-loaders, and high lifters, that many are hired in rather than owned, that they often need to have road risk cover, and the public liability and employers’ liability risks associated with this sort of work, having a forklift insurance policy makes sense.
No, but if you have employees driving them, then you will need employers’ liability insurance.
Hired-in plant is equipment that you hire for a specific job as opposed to equipment that your business owns.
Yes, an auto liability or road risks element to your policy will cover them while driving on public roads.
If a hired-in forklift is damaged or stolen, you’ll usually be liable to continue paying the hire charges, even if it is no longer used by you. In most instances, charges are covered for 90 days, but it’s always worth checking the policy.
Yes. When you hire machinery, it means that you are responsible for that item, and you need to make sure you send it back in the condition you hired it. If a forklift you have hired was to break or be damaged and you didn’t have hired-in plant insurance, you would have to pay for any repairs.
Testimonials
5 Star
Ideal cover for my situation with a reputable company.
Mr. Woodford
5 Star
Best price by far, documents sent promptly.
Mr. Schofield
5 Star
It’s such an easy uncomplicated way to insure with these guys and gals and there always happy on the phone.
Mr. Richardson
5 Star
Again, can’t fault them. Kyle and the team help us.
Mr. Hall