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For Flexible Forklift Insurance, call 0115 930 3030

Looking for quality forklift insurance?

Need a forklift truck insurance quote?  Let the specialists at Jensten Insurance Brokers compare our markets to find you the cover you need. Our team is experienced in all forms of plant insurance and can offer you Moffett and forklift insurance cover.  To get your forklift truck insurance quote, call 0115 672 2468 or start your forklift insurance quote today.

What is Forklift Insurance?

Forklift insurance is a dedicated form of cover that’s designed to meet the needs of businesses that hire, lease, or own forklift trucks. You can take out third-party or comprehensive cover, which, depending on the options you go for, can protect you against theft, loss, and liability issues.

What does forklift insurance cover?

Forklift truck insurance can offer a range of protections. The exact makeup will depend on the policy you take out, but generally speaking, the options are:

  • All-risks – this covers equipment against fire, theft, malicious damage, and  while being transported between jobs and includes theft
  • Comprehensive – which covers damage to your forklift or someone else’s forklift regardless of who is at fault
  • General liability – this protects you against damage to property or injury claims made by a third party
  • Rented equipment – should your forklift breakdown and you need to rent one, this will cover rental costs
  • Auto liability – covers forklifts while they are driven on public roads

For third-party or comprehensive forklift insurance, call 0115 672 2468

Does a forklift need insurance?

Some businesses that use a forklift assume that their business insurance covers it, but this isn’t the case, and specialist protection is required. Construction firms and other companies that have a range of plant equipment will often take out plant insurance, but if you only have a forklift truck, then forklift needs insurance might be a better option for you as it can protect you from:

  • Damage to property caused by a forklift
  • Theft while it’s out in the open
  • Theft during the night
  • Ongoing hire charges
  • Accidental damage
  • Malicious damage
  • Road risks

How much does forklift insurance cost?

The cost of your forklift insurance will depend on factors such as:

  • The number of forklifts you have – if you have two or more, you may want to consider a special types fleet insurance policy 
  • The value of your trucks – with forklifts costing up to £30,000 each, they need proper protection
  • The nature of your business and the work you do – whether you’re operating in confined spaces such as a factory or outside in a logistics hub, for example, may alter the level of risk
  • Where are your trucks stored at night 
  • Your claims history

Speak to our experienced team about forklift insurance

If you’d like some forklift insurance help or a forklift truck insurance quote, contact the Jensten Insurance Brokers team today.  Our team of experienced specialists can give you all the help you need and can compare our markets to find you the cover you need.

To get your forklift truck insurance quote, call 0115 672 2468 or start your forklift insurance quote today.

Forklift Insurance FAQs

This is one of the more complex areas of cover, so to help you get the protection you need, here is our forklift truck insurance frequently asked questions. We hope they will be of help, but if you’d like some independent advice, then please call us on 0115 930 3030, and we’ll be only too happy to help.

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                            • IMPORTANT UPDATE FROM LLOYD’S

                              Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

                              Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

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