Estate/Lettings Agents Insurance

We have many years’ experience which helps us to understand the insurance requirements of Property Professionals.

Estate Agents specialists

01903 444 951

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Why do I need Estate Agents Insurance?

We understand that no matter whether you are offering advice on property acquisition, property rental, or estate management, things can go wrong at any stage of the process.

This is the main reason why insurance for estate and letting agents is essential. With the home-buying process constantly changing, the changes in legislation and the introduction of home information packs there is an increased opportunity for an error to be made.

Professional bodies

With property litigation on the rise, there is an increased pressure for estate and letting agents to protect themselves. The property market has been volatile in recent years and since the drop in 2008 there has been a significant increase in the claims being brought against agents in the sales and lettings arena.

There are professional bodies which have rules relating to PI cover including mandatory cover or minimum limits required for their members. The main professional bodies with PI rules are as follows:

Estate Agent

“Our priority is always the client. That’s why we aim to provide you with first class service at all times.

Our experienced team offer vast amounts of knowledge and a proactive approach to service. We will take the time to get to know your business as if it were our own.”

Martin Swann Headshot

Martin Swann

Managing Director, Financial & Professional Risks Division

Cover can include

  • Office contents (including multiple locations)
  • Directors and officers liability
  • Employment practices liability
  • Corporate legal liability
  • Trustee indemnity
  • Crime/fidelity
  • Public liability
  • Employer’s liability
  • Product liability
  • Business interruption
  • Group travel
  • Personal accident
  • Computers
  • Cyber liability
  • Overseas offices/staff
  • Intellectual property
  • Kidnap and ransom
  • Identity theft
  • Medical malpractice
  • Legal expenses (including contract disputes)
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            • Our Promise

              We only insure qualified Medical Professionals for Injectable Treatments

              We are completely independent and trade with integrity – which means we always act in your best interest to place your business with an insurer that’s right for you.

              We work with a team of experts from medical solicitors, qualified health and safety clinical specialists, accountants and Patient Consultation Technology companies to bring together the best services to robustly protect your organisation from every angle.

              We take the time to fully understand the DNA of how your organisation operates by visiting you in person to fully review all the varying exposures within your business and provide guidance, risk management advice and look at any gaps or exposures in cover you may have and implement an insurance solution designed to meet your needs.

              We’re here to defend you, we only work with insurers who take a strong stance against defending claims and involve you every step of the way.

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                            • IMPORTANT UPDATE FROM LLOYD’S

                              Lloyd’s is proposing to transfer certain EEA insurance policies to Lloyd’s Brussels. The proposed transfer will not change terms and conditions of any policy, except that Lloyd’s Brussels will become the insurer and Data Controller in respect of the transferred policies.

                              Further information about the proposal (including whether it could affect your pre-transfer position), which policies are transferring, your rights and what you need to do can be found at www.lloyds.com/brexittransfer

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