Legal Information

This page tells you the terms of use on which you may make use of our website www.jensteninsurance.co.uk (“our site”), whether as a guest or a registered user, if applicable, together with certain legal and regulatory information.

Please read these terms of use carefully before you start to use the site. By using our site, you indicate that you accept these terms of use and that you agree to abide by them. If you do not agree to these terms of use, please refrain from using our site.

1.1 www.jensteninsurance.co.uk is a site operated by Jensten Group Limited and its subsidiaries, hereinafter referred to as “Group Companies”. Collectively referred to as We, Our or Us.

Jensten Group Limited is registered in England & Wales under registration number is 08304780. Our registered office is Coversure House, Washingley Road, Huntingdon, PE29 6SR.

2.1 We reserve the right to withdraw or amend, all material, third party  stock images (such as photographs and logos) including any service we  provide on our site without notice. We will not be liable if for any reason  our site is unavailable at any time or for any period. 

2.2 From time to time, we may restrict access to some parts of our site,  or our entire site, to guest users or users who have registered with us,  if applicable. 

2.3 We own the copyright and any other rights in all material on this  site unless otherwise indicated. 

2.3 You may print and download extracts from this site on the following  conditions:

2.3.1 You may download extracts or print from the site for your  personal reference or for the reference of others within your  organisation; 

2.3.2 Any copies of information that you save to disk or to any  other storage medium may, subject to the exceptions stated  herein only be use for subsequent personal viewing purposes or  for viewing within the firm or organisation by which they were  saved or stored; 

2.3.3. No documents or related graphics on this site are to be  modified in any way including extracts, copies of information,  illustrations, photographs, video or audio sequences or any  graphics separately from any accompanying text. 

2.3.4. You must not use any part of the materials on our site for  commercial purposes without obtaining a licence to do so from Us or our licensors. In these circumstances you must always  acknowledge Us or any identified contributor as the authors of the  material obtained from our site. 

2.4 When using our site, you agree not to: 

2.4.1 reproduce, duplicate, copy, store (including in any other  website) or re-sell any part of our site or include it in any private  electronic retrieval system without our prior written permission; 

2.4.2 access or use the site in any way that breaches any  applicable local, national or international law or regulation, 

2.4.3 access or use the site in any way be unlawful, libellous,  defamatory, threatening, malicious, abusive, pornographic,  obscene or embarrassing to any person; 

2.4.4 access without authority, interfere with, damage or disrupt  any part of our site, any equipment or network on which our site  is stored, any software used in the provision of our site or any  equipment or network or software owned or used by any third  party; 

2.4.5 use the site in any way which infringes or may reasonably  infringe on any other person’s copyright, trade mark, trade  secret, know how or any other intellectual property rights.

2.5 Any rights not expressly granted in these terms are reserved. 

2.6 If you are in breach of any of the terms contained within these terms your right to use our site will cease immediately and you must, at  our option, return or destroy any copies of the materials you have  made.

3.1 Whilst we take all reasonable steps to ensure that the information  contained within our website is accurate and up-to-date: 

3.1.1 We do not give any express or implied warranty as to its  accuracy and cannot be held responsible for any of the material  on our site which may become out of date at any given time; 

3.2.1 We are not responsible for any error, omission or inaccuracy in material provided to us by third parties and reserve the right to withdraw or edit any such material

4.1 All material contained on our site is without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by  law, we and third parties connected to us hereby expressly exclude: 

4.1.1 All conditions, warranties and other terms which might  otherwise be implied by statute, common law or the law of  equity, 

4.1.2 Any liability for any direct, indirect or consequential loss or  damage incurred by any user in connection with our site or in  connection with the use, inability to use, or results of the use of  our site, any websites linked to it and any materials posted on it,  including, without limitation any liability for loss of income or  revenue, loss of business, loss of profits or contracts, loss of  anticipated savings, loss of data, loss of goodwill, wasted management or office time and for any other loss or damage of  any kind, however arising and whether caused by tort (including  negligence), breach of contract or otherwise, even if foreseeable.

4.1.3 The information and material contained on this site is for  general informational purposes only (and does not constitute  any form of professional advice) and should not be used or relied upon as a substitute for detailed advice specific to you or  your organisation. Where the contents of this site include a recommendation or an assessment of risk, such recommendation or assessment of risk is an expression of opinion only and not a statement of fact. Any decision to rely  upon any such recommendation or assessment (or any other  part of this site) will be solely at your own risk, for which we accept no liability. The contents of this site do not replace the  need for you to make your own assessment. Before taking any  action based upon any of the contents of this site, you should  consult one of our professionals or other appropriate advisors. 

4.1.4 This does not affect our liability for death or personal injury  arising from our negligence, nor any other liability which cannot be  excluded or limited under applicable law.

5.1 You must not misuse our site by knowingly introducing viruses,  trojans, worms, logic bombs or other material which is malicious or  technologically harmful. You must not attempt to gain unauthorised  access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our  site via a denial-of-service attack or a distributed denial-of service  attack. 

5.2 We will not be liable for any loss or damage caused by a distributed  denial-of-service attack, viruses or other technologically harmful  material that may infect your computer equipment, computer programs,  data or other proprietary material due to your use of our site or to your  downloading of any material posted on it, or on any website linked to it.

6.1 You warrant to Us that information that you have your client’s full  authority to use this site, request cover on their behalf and enter into a  contract of insurance on their behalf. 

6.2 You agree to indemnify and keep Us indemnified from and against all  liabilities costs claims and demands arising from or in respect of any  breach of such warranty. 

6.3 If you have been granted a “Username”, which is unique, and a  “Password” for our online systems, you agree to: 

6.3.1 keep these protected and not to save them electronically or in  hard copy 

6.3.2 use all reasonable endeavors to prevent unauthorised or  fraudulent use of the “Username” and “Password” 

6.3.3 tell us as soon as possible if you know or suspect that an  unauthorised person is aware of the Username or Password.  Until you contact us accordingly, we will be entitled to assume that all transactions effected via your “Username” and  “Password” are authorised transactions and we shall be entitled to  act upon these without further investigation. We will not be liable  to you for acting on or processing such transactions or  communications, or otherwise treating such transactions or  communications as authorised transactions. 

You will indemnify us for any loss we suffer as a result of misuse of  your “Username” and “Password”, where such misuse results from  your failure to use reasonable endeavors to prevent unauthorised or  fraudulent use. 

You will indemnify us against any loss we may suffer by reason of any  breach by you of this obligation. We may terminate your use of our  Systems immediately if we feel that these has been, is being, or is  about to be, misused in breach of these Terms and Conditions.

7.1 Our site must not be framed on any other site, nor may you create a  link to any part of our site other than (with our express permission the  home page) for which we reserve the right to withdraw linking  permissions without notice. 

7.2 Where our site contains links to other sites and resources provided by  third parties, these links are provided for your information only as we have  no control over the contents of those sites or resources contained therein.  We accept no responsibility for them or for any loss or damage that may arise from your use of them. We do not endorse or  recommend any views, advice, products or services offered on or part of  the service provided by these other websites.

We reserve the right to revise these website terms at any time by amending  the information herein this section. It is your responsibility to keep up-to-date  with the information in this section. Some of the provisions contained in these  terms of use may also be superseded by provisions or notices published  elsewhere on our site.

9.1 The English courts will have exclusive jurisdiction over any claim,  or matter arising from, in connection with, or related to, a visit to our  site although we retain the right to bring proceedings against you for  breach of these conditions in your country of residence or any other  relevant country. 

9.2 These terms of use and any dispute, claim, or any other matter arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and  Wales.

Our use of personal information is governed by our Privacy Policy, which  forms part of the terms of accessing our website. 

The information contained within our privacy notice deals with your rights and  our obligations in relation to your personal data.