Motor Trade Insurance

Motor Trade Insurance is a specialist form of insurance that protects businesses that are involved in buying and selling, repairing, restoring, or moving vehicles. While it’s not a legal requirement unless you want to drive vehicles on the road – in which case you will need Road Risk Insurance – or have employees for whom you will need Employers’ Liability Insurance, Motor Trade Insurance covers a lot of the risks traders face daily.

Elements are compulsory. If you are going to drive vehicles on the road, you will need a road risks element to your policy. You’ll also need Employers’ Liability Insurance (EL Insurance) if you employ staff within your business, and you may need engineering inspection service if you service or repair vehicles using lifting tables or pressurised gas.

Motor Trade Insurance through Jensten Insurance Brokers can cover traders working from home or from premises, those working full-time or part-time, car dealers, body shops, repair garages, exhaust and tyre fitters, classic car restorers, and MOT testing stations, to name but a few.

While these policies may look the same, Road Risks only covers vehicles which are on the road. Trader’s Combined Insurance, on the other hand, can offer a much wider range of essential protections, such as premises, material damage cover, vehicle stock and liabilities, amongst others.

That will depend on things like the size of your business, your claims history, the type of vehicles you are dealing with, the services you offer, if you have any employees, and whether you have premises. For a personalised Motor Trade Insurance quote, please call us on 0208 298 2100 and the team will be happy to help.

There are many ways you can potentially get cheaper Motor Trade Insurance quotes.

People aged under 25 are perceived to be riskier by insurers. At Jensten Insurance Brokers, we have access to a range of insurers and providers and can do the shopping around for you and we’ll be happy to try and reduce the cost of cover. If you’d like to see if we can get you a cheaper Motor Trade Insurance quote, please call us on 0208 298 2100 and the team will be happy to help.

Getting a quote is easy. You can call us on 0208 298 2100 and the team will be happy to help you find the protection you need. We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual requirements.