Wholesale Business Insurance | Insurance for Wholesalers
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Wholesale and Distribution Insurance

Wholesale and Distribution Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.

What is Wholesale and Distribution Insurance?

Supplying and transporting goods comes with multiple risks and potential exposures that wholesalers and distributors need to guard against. Correctly arranged insurance can help businesses protect themselves against the unexpected and unforeseen.

If you’re running a warehouse, there will be a host of factors you’ll need to consider when it comes to appropriately and effectively managing risk. From risks to equipment and premises to staff and customers. Supply chains, deadlines and potential hazards. Let us help you protect your business.

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What does Wholesale and Distribution Insurance cover?

Insurance can be arranged either on a package basis or individually as follows:

Buildings Contents and Stock

Buildings and contents insurance protects your business in the event of damage by a range of perils including fire, flood, theft, burst pipes or storms.

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our experts will work with you to understand the most likely risks and provide adequate coverage.

Commercial Vehicle Insurance

It is important that your commercial vehicle is protected should something happen to it.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Goods in Transit Insurance

Goods in transit (GIT) insurance offers protection if you or your customer’s property or goods are lost, damaged or stolen while they’re being moved from one place to another. For example, when they’re being transported from a factory or workshop to a retail outlet, business premises or private property.

Product Liability Insurance

If products you use or recommend cause damage or harm, you can face claims for compensation. Product liability insurance will cover any pay-outs should a claim prove successful.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Stock Cover

Protects your stock of parts, equipment, and machinery against risks of damage, theft, and loss.

Why use Jensten


A team who understands manufacturing businesses


We are trusted by manufacturing businesses big and small


Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)


Find answers to common insurance questions

Find the right Wholesale Insurance for you

Investing in the right insurance is essential. Our brokers understand the risks associated with the wholesale industry. We’ve worked across the sector providing detailed cover for our clients.

To learn more about our Wholesale and Manufacturer insurance, contact our team. We can discuss your policy requirements and respond to any queries.

Need Wholesale and Distribution Insurance?

For comprehensive Wholesale and Distribution Insurance

Wholesale and Distribution Insurance

This is one of the more complex areas of cover, so to help you get the protection you need, here are our Wholesale Business Insurance frequently asked questions. We hope they will help, but if you’d like some independent advice, please call us on 0800 368 9018, and we’ll be only too happy to help.

Wholesale and Distribution Insurance, also known as Wholesale Business Insurance, is designed to meet the needs of wholesalers and distributors. It provides financial protection against a range of risks and liabilities that wholesalers may encounter in their day-to-day operations.

No, but you will need Employers’ Liability Insurance if you have any employees.

Yes, the policy can include Product, Employers’, and Public Liability Insurance.

The cost of a Wholesaler’s Insurance policy will depend on things like the size of your business if you have any employees, the value of your stock, the level of security at your premises, the value of your machinery and equipment, and your claims history.

Getting a quote is easy. You can call Jensten Insurance Brokers on 0800 368 9018 or request a callback.