- Menu
Vape Insurance
Protect your business with tailored cover. From product liability to stock insurance, Jensten Insurance Brokers can arrange specialist insurance solutions for vape retailers, wholesalers, and importers.
What is Vape Insurance?
Vape related businesses face significant challenges, including regulatory complexities, supply chain risks, and limited access to specialist insurance. Jensten Insurance Brokers fill this gap and can arrange tailored insurance solutions that address the specific needs of vape retailers, wholesalers, and importers.
Challenges faced by vape businesses:
- Regulatory uncertainty: Strict advertising laws and health concerns.
- Supply chain vulnerabilities: Reliance on imports, particularly from Asia, with risks around quality and compliance.
- Product liability risks: Concerns over safety, faulty devices, and customer injury.
- Limited Insurance availability: Many insurers are reluctant to cover vape businesses due to perceived risks.
Need Vape Insurance?
For comprehensive Vape Insurance
What does Vape Insurance cover?
Through our team’s industry knowledge and insurer partnerships, they can arrange:
Why use Jensten
Dedicated
A dedicated team that understands specialist insurance
Trusted
We are the trusted broker to businesses throughout the UK
Flexibility
Tailored insurance to the needs of your business
Talk to the experts
Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.
- Call our team
- 0161 516 3352
What our clients say...
Vape Insurance Solutions
For Vape Retailers:
- Public liability insurance to protect against third-party claims.
- Business interruption coverage for unexpected closures.
- Contents insurance for premises and equipment.
For Vape Wholesalers:
- Stock insurance for inventory in transit and storage.
- Employer’s liability insurance for staff safety.
- Protection against regulatory fines or breaches.
For Vape Importers:
- Product recall coverage for defective items.
- Extended liability cover for imported goods from high-risk regions like China or the Far East.
Who needs Vape Insurance?
- Vape shops
- E-liquid manufacturers
- Distributors and wholesalers
- Online vape retailers
- Vape lounges or bars
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
Need Vape Insurance?
For comprehensive Vape Insurance
Vape Insurance
Vape Insurance can be a complex area of cover, so to help you get the protection you need, here are the answers to some frequently asked questions:
What is Vape Insurance?
Vape Insurance is a designed to protect UK vape shops, manufacturers, and distributors from risks associated with the vaping industry. It typically provides cover for costs associated with liability claims, product issues, property damage, and business interruptions.
Who Needs Vape Insurance?
Any businesses in the vaping industry should consider insurance, including:
- Vape shop owners
- E-liquid manufacturers
- Distributors and wholesalers
- Online vape retailers
What Does Vape Insurance Cover?
Cover will vary by provider but often includes:
Public Liability Insurance – Protects against claims of injury or property damage caused to third parties.
Product Liability Insurance – Covers claims related to defective or harmful vape products.
Employers’ Liability Insurance – A legal requirement in the UK if you employ staff.
Property Insurance – Covers damage to buildings, stock, and equipment.
Business Interruption Insurance – Helps recover lost income if your business is forced to close temporarily.
Is Product Liability Insurance Necessary?
Yes. Vaping products are consumed by customers, which means there’s always a risk of claims related to health issues, device malfunctions, or product defects. Product liability insurance helps protect your business from costly legal action.
Is Vape Insurance a Legal Requirement in the UK?
Certain types of cover are legally required in the UK:
- Employers’ Liability Insurance – If you employ staff, you must have at least £5 million of cover.
- Motor Insurance – If you use company vehicles, you must have valid motor insurance.
While public and product liability insurance aren’t legally required, they are highly recommended as many landlords, suppliers, and business partners will expect you to have them.
How Much Does Vape Insurance Cost in the UK?
The cost depends on factors such as business size, location, and level of cover.
What Should I Look for in a Vape Insurance Policy?
When choosing a policy, consider:
- Cover Limits – Ensure the policy covers potential risks.
- Exclusions – Check for any exclusions, such as certain vape products.
- Reputation of the Insurer – Look for insurers experienced in covering vape businesses.
- Regulatory Compliance – Ensure your policy meets UK laws and Trading Standards regulations.
