Cherry Picker Insurance | Jensten Insurance Brokers
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Cherry Picker Insurance

Cherry Picker Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.

What is Cherry Picker Insurance?

Cherry Picker Insurance is a dedicated form of cover that’s designed to meet the needs of businesses that hire, lease, or own cherry pickers and other forms of specialist lifting equipment such as scissor lifts, tower wagons, and other mobile elevating work platforms (MEWP). You can take out third-party or comprehensive cover, which, depending on the options you include, we can protect you against theft, loss, and liability issues.

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What does Cherry Picker Insurance cover?

Cherry Picker Insurance can offer a range of protections. The exact makeup will depend on the policy you take out, but generally speaking, the options are:


This covers equipment against fire, theft, malicious damage, and while being transported between jobs and includes theft.

Equipment floater

This covers it while it’s being transported between jobs and includes theft.

Hired-in plant

Should yours break down and you need to rent one, this will cover the rental costs.

Mini digger insurance

Mini digger insurance covers mini diggers, be they owned or hired-in.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Why use Jensten


A dedicated team to Plant Hire Insurance


We are the trusted broker to Plant Hire businesses


Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)


Find answers to common insurance questions

Does a cherry picker need insurance?

Some businesses that use a cherry picker or scissor lift assume that their business insurance covers it, but this isn’t the case, and specialist protection is required.  Construction firms and other companies that have a range of plant equipment will often take out Plant Insurance, but if you only have a cherry picker, then a designated policy might be a better option for you as it can protect you from:

  • Damage to property caused by your vehicle.
  • Theft while it’s out in the open.
  • Theft during the night.
  • Ongoing hire charges.
  • Accidental damage.
  • Malicious damage.
  • Road risks.

How much does Cherry Picker Insurance cost?

The cost of your Cherry Picker Insurance will depend on factors such as:

  • How many do you have – if you have two or more, you may want to consider a Special Types Fleet Insurance policy
  • The value of your equipment – with cherry pickers costing up to £100,000 or more each, they need proper protection
  • The nature of your business and the work you do – whether you’re operating in confined spaces such as a factory or outside in public places, for example, may alter the level of risk
  • Where it’s stored
  • Your claims history

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Cherry Picker Insurance?

For comprehensive Cherry Picker Insurance

Cherry Picker Insurance

This is one of the more complex areas of cover, so to help you get the protection you need, here are our Cherry Picker Insurance frequently asked questions. We hope they will help, but if you’d like some independent advice, please call us on 0115 672 5661, and we’ll be only too happy to help.

Cherry Picker Insurance provides a wide range of covers designed to protect businesses using this specialist equipment. Given the cost of cherry pickers and scissor lifts, which many are hired in rather than owned, that they often need to have road risk cover, and the public liability and employers’ liability risks associated with this sort of work, having a Cherry Picker Insurance policy makes sense.

No, but if you have employees driving them, then you will need Employers’ Liability Insurance.

Hired-in plant is equipment that you hire for a specific job as opposed to equipment that your business owns.

Yes, an auto liability or road risks element to your policy will cover them while driving on public roads.

If a hired-in cherry picker is damaged or stolen, you’ll usually be liable to continue paying the hire charges, even if it is no longer used by you. In most instances, charges are covered for 90 days, but it’s always worth checking the policy.

Yes. When you hire machinery, it means that you are responsible for that item, and you need to make sure you send it back in the condition you hired it. If a cherry picker you have hired were to break or be damaged and you didn’t have Hired-in Plant Insurance, you would have to pay for any repairs.