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Cherry Picker Insurance
Cherry Picker Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.
What is Cherry Picker Insurance?
Cherry Picker Insurance is a dedicated form of cover that’s designed to meet the needs of businesses that hire, lease, or own cherry pickers and other forms of specialist lifting equipment such as scissor lifts, tower wagons, and other mobile elevating work platforms (MEWP). You can take out third-party or comprehensive cover, which, depending on the options you include, we can arrange cover which is designed to mitigate financial loss arising from theft, loss, and liability issues.
Need Cherry Picker Insurance?
Let us arrange tailored cover for your needs.
What does Cherry Picker Insurance cover?
Cherry Picker Insurance can offer a range of protections, subject to policy terms and conditions. The exact makeup will depend on the policy you take out, but generally speaking, the options are:
Why use Jensten
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A dedicated team to Plant Hire Insurance
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We support a wide range of businesses with their Plant Hire insurance requirements
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Tailored insurance to the needs of your business
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Our team of UK-based insurance advisers are here to help, 9am – 5pm, Monday – Friday.
- Call our team
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What our clients say...
Does a cherry picker need insurance?
Some businesses that use a cherry picker or scissor lift assume that their business insurance covers it, but this isn’t always the case, and specialist protection may be required. Construction firms and other companies that have a range of plant equipment will often take out Plant Insurance, but if you only have a cherry picker, then a designated policy might be a better option for you as it can protect you from:
- Damage to property caused by your vehicle.
- Theft while it’s out in the open.
- Theft during the night.
- Ongoing hire charges.
- Accidental damage.
- Malicious damage.
- Road risks.
How much does Cherry Picker Insurance cost?
The cost of your Cherry Picker Insurance will depend on factors such as:
- How many do you have – if you have two or more, you may want to consider a Special Types Fleet Insurance policy
- The value of your equipment – with cherry pickers costing up to £100,000 or more each, they need proper protection
- The nature of your business and the work you do – whether you’re operating in confined spaces such as a factory or outside in public places, for example, may alter the level of risk
- Where it’s stored
- Your claims history
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
Need Cherry Picker Insurance?
Let us arrange tailored cover for your needs.
Cherry Picker Insurance
This is one of the more complex areas of cover, so to help you arrange suitable protection, here are our Cherry Picker Insurance frequently asked questions. We hope they will help, but if you’d like some advice, please call us on 0115 672 5661, and we’ll be only too happy to help.
Why do I need Cherry Picker Insurance?
Cherry Picker Insurance provides a wide range of covers designed to protect businesses using this specialist equipment. Given the cost of cherry pickers and scissor lifts, which many are hired in rather than owned, that they often need to have road risk cover, and the public liability and employers’ liability risks associated with this sort of work, having a Cherry Picker Insurance policy makes sense.
Is Cherry Picker Insurance a legal requirement?
No, but if you have employees driving them, then you will need Employers’ Liability Insurance.
What is hired-in plant?
Hired-in plant is equipment that you hire for a specific job as opposed to equipment that your business owns.
Can a cherry picker be insured while being moved from site to site?
Yes, an auto liability or road risks element to your policy will cover them while driving on public roads.
Does Cherry Picker Insurance cover hire charges?
If a hired-in cherry picker is damaged or stolen, you’ll usually be liable to continue paying the hire charges, even if it is no longer used by you. In most instances, charges are covered for 90 days, but it’s always worth checking the policy.
If a hired cherry picker is damaged, am I liable?
Yes. When you hire machinery, it means that you are responsible for that item, and you need to make sure you send it back in the condition you hired it. If a cherry picker you have hired were to break or be damaged and you didn’t have Hired-in Plant Insurance, you would have to pay for any repairs.