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SMART Repairer Insurance
SMART Repairer Insurance, also known as Cosmetic Repairer Insurance, is a specialist form of motor trade cover for businesses that offer small and medium-area repair technique repairs.
What is SMART Repairer Insurance?
SMART Repairer Insurance, also known as Cosmetic Repairer Insurance, is a specialist form of motor trade cover for businesses that offer small and medium-area repair technique repairs. A flexible policy, SMART Repairer Insurance through Jensten Motor Trade can cover risks such as:
- Road risks
- Stock
- Premises
- Machinery and plant
- Portable hand tools
- Personal accident and injury
- Public and employers’ liability
- Servicing indemnity
- Goods in transit insurance
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What does SMART Repairer Insurance cover?
While every SMART repairer’s insurance needs will be different, there are some common risks – such as Road Risks Insurance, Public Liability Insurance, Business Interruption and Tools Insurance – that you’ll want to include. Jensten Motor Trade’s policies allow you to pick and choose from a range of policy elements, including:
Why use Jensten
Dedicated
A team that understand the motor trade business
Trusted
Jensten Motor Trade is rated 4.7/5 on Feefo
Flexibility
Tailored insurance to the needs of your business
Talk to the experts
Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.
- Call our team
- 0208 298 2100
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Need SMART Repairer Insurance?
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SMART Repairer Insurance
It’s important for motor traders to get the right insurance for their business, and to help you do that, here is our SMART Repairer Insurance frequently asked questions. We hope they are of use, but if you’d like some independent advice, please call us on 0208 298 2100 and the team will be happy to help.
Why get SMART Repairer Insurance through Jensten Motor Trade?
As well as flexible, quality cover, SMART Repairer Insurance through Jensten Motor Trade offers you the following benefits:
- Dedicated in-house claims service
- Service from quote to claim
- Discounts available for claims free driving
- Automatic cover for your own vehicle
- Legal liability insurance
- Road risk-only options
- The option of comprehensive, third-party fire and theft or third party only cover
Is SMART Repairer Insurance a legal requirement?
Elements are compulsory. If you are going to drive vehicles on the road, you will need a road risks element to your policy. You’ll also need Employers’ Liability Insurance (EL Insurance) if you employ staff within your business and engineering inspection service if you service or repair vehicles.
Am I insured to drive any car on a Motor Trade Insurance policy?
Yes, but only in connection with the business if it is owned by the business or is in custody or control of your motor trade business. It may be more cost-effective to limit the covers to keep your premium down.
What's the difference between Road Risks Insurance and Traders' Combined Insurance?
While these policies may look the same, Road Risks only covers driving vehicles on the road. Traders combined insurance, on the other hand, can offer a much wider range of essential protections, such as premises, material damage cover and liabilities amongst others.
How can I cut the cost down of SMART Repairer Insurance?
There are several ways of cutting your Motor Trade Insurance costs, including:
- Limit the number of employees on your road risks policy
- Building up your no-claims bonus
- Employing drivers with low or no motoring convictions or claims
- Making sure your premises (if you have any) are secure and have CCTV/a web-based security system
- Always use an independent broker such as Jensten Motor Trade. A specialist independent Motor Trade Insurance broker will have the knowledge to ensure you get the SMART Repairer Insurance quote you need and can do the comparison for you
At Jensten Motor Trade, we are more than happy to discuss the different ways we can help you save on your motor trade premium. All it takes is a call to our specialist Motor Trade Insurance team to start the quote process. Alternatively, you are welcome to complete our online quote form, and we call you to discuss your requirements.
How can I get a SMART Repairer Insurance quote?
Getting a quote is easy. You can call us on 0208 298 2100 and the team will be happy to help you find the protection you need. We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual needs.
