Engineers Insurance | Engineering Inspection Insurance
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Engineering Insurance

Engineering Insurance tailored to your business arranged by Jensten Insurance Brokers.

What is Engineering Insurance?

Most businesses rely heavily on computers, machinery and electronic equipment to run smoothly and efficiently on a day-to-day basis. Without these items functioning properly, productivity can be impacted.

This is why it is important for business owners to consider the wide range of specialist engineering and statutory inspection products that are available. From fulfilling your regulatory responsibility to providing cover for a production line breakdown, our team would be happy to discuss and advise on your individual needs. We also offer insurance for structural engineering companies.

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What does Engineering Insurance cover?

Engineering Insurance policies can include cover for:

  • Computers
  • Machinery Breakdown and Loss of Profits
  • Machinery Movement
  • Contract Works and Machinery Contract works
  • Plant owned and Hired in
  • Electronic Equipment
  • Statutory Inspections

Computers Insurance

Covers additional costs incurred in the form of increased cost of working and the cost of recompiling or restoring data following an insured accident as detailed above. Covers additional costs incurred following failure of electricity or telecommunications linked to the computer equipment.

Contract Works

This covers the value of the work being carried out prior to completion of the contract. It insures the works against accidental loss, damage, or destruction.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Owned and hired in plant insurance

should any plant equipment you own or hire be lost, stolen, or damaged, this can cover replacement/ongoing hire fees.

Professional Indemnity Insurance

Commonly known as PI insurance, offers financial protection should a client sue you if you give poor advice or do something that results in financial or reputational losses.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Tools and machinery cover

Without your tools and machinery, you can’t operate. With tool thefts on the rise in the UK, you’d be wise to insure them. This covers tools and expensive pieces of machinery, such as diagnostic equipment. It can also provide Mac and Snap-On tools insurance, plus employees’ tools and toolbox options.

Why use Jensten

Dedicated

A dedicated team to Professional Service businesses

Trusted

We are the trusted broker to Professionals

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.

Online

Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions

Professional Bodies

Many professional bodies will have rules or minimum requirements for their members. The main professional bodies with Professional Indemnity rules are as follows:

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Engineering Insurance

Professional Indemnity Insurance could be useful to you as an engineer because of the service based nature of the work you carry out. It could be especially important for those who provide engineering consultancy services as part of their offering, since giving advice can leave a company vulnerable to negligence claims.

Professional Indemnity cover is can help to protect your business from the financial impact of claims relating to alleged mistakes.