Construction Site Insurance

Employers’ liability insurance covers you against claims made by your employees, in the event of injury or work-related illness. No matter whether your staff work full time, part time, permanent, temporary or voluntary, you legally have to invest in employers’ liability insurance.

If you own your plant machinery, having them stolen could bring any project to a grinding halt. Own plant cover will cover the cost of a replacement.

Workers’ compensation will cover medical expenses and a percentage of lost wages for workers who are injured or fall ill whilst at work. This cover will also provide employee rehabilitation and benefits in the eventuality of death.

Personal accident insurance is designed to cover you if you sustain a serious injury. It’ll protect both you and your family, from loss of income, bills and other expenses.

Product liability insurance covers the costs you incur from compensating anyone who is injured by a faulty product your company designs or supplies.

Contract works insurance covers work that is underway on a site. It can cover the cost of repairing or redoing the work that is currently in progress if it is damaged by an insured event.

Public liability insurance covers you for the cost of a claim made against you by a third party, as a result of your work. Due to the nature of your work and the risks a construction site creates, it’s important to make sure you’re covered.

On any construction site, tools are an important aspect. Tool cover will give you the peace of mind that in the event that they are stolen, the cost of replacing them is covered.

Many construction projects will require you to hire plant machinery. Though, if it was to be stolen, you may still end up being charged by the hire company for the item until it is replaced. Hired in plant insurance will protect you from these costs, by providing a replacement.

Professional Indemnity insurance covers you for legal costs incurred if your business is found to have provided a service that causes a client to lose money.