Tanning Salons Insurance | Beauty Salon Cover
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Tanning and Beauty Salon Insurance

Your service makes clients feel like their they’re glowing, even if it is the middle of winter and they have not been lucky enough to go on holiday. But if something went wrong during a client’s visit to your salon, or you were unable to open due to an unforeseen circumstance, your business could face severe financial repercussions.

What is Beauty Salon Insurance?

All policies include Public, Products, Treatment and Advice Liability, which is especially important in your business because of you are working directly with and on clients, making accidents more likely. This insurance provides financial protection if someone takes legal action against you for damage or injury as a result of your service or the products that you use and sell.  

They also include Employers’ Liability which you are legally obliged to take out if you have any staff. This insurance which protects your employees if they suffer an injury or loss as a result of your business.  

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What does Tanning and Beauty Salon Insurance cover?

Cover can include:

Accidental Damage

This covers any accidental damage made to your customers’ vehicles.

Business Contents

Including your stock, computers, phones, and other business equipment.

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our experts will work with you to understand the most likely risks and provide adequate coverage.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Goods in Transit Insurance

Goods in transit (GIT) insurance offers protection if you or your customer’s property or goods are lost, damaged or stolen while they’re being moved from one place to another. For example, when they’re being transported from a factory or workshop to a retail outlet, business premises or private property.


Your policy can provide you with the cover for the theft of any business or personal money from your premises, and it also extends family members who permanently live with you at the property.

Product Liability Insurance

If products you use or recommend cause damage or harm, you can face claims for compensation. Product liability insurance will cover any pay-outs should a claim prove successful.

Property Damage Cover

Financial protection should someone accidentally have their property damaged as a result of your business’s actions.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Stock Cover

Protects your stock of parts, equipment, and machinery against risks of damage, theft, and loss.

Why use Jensten


A dedicated team to Health and Beauty professionals


We are the trusted broker to Health and Beauty clients.


Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)


Find answers to common insurance questions

Need Tanning and Beauty Salon Insurance?

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Tanning and Beauty Salon Insurance

It’s important for tanning and beauty salons to get the right insurance.  To help you do that, here is our Tanning and Beauty Salon Insurance frequently asked questions.  We hope they are of use, but if you’d like some independent advice, please call us on 0800 308 1000, and the team will be happy to help.

Getting a quote is easy.  You can call us on 0800 308 1000, and the team will be happy to help you find the protection you need.  We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual needs.

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Complete the information below, and a member of our team will be in touch with you shortly. 

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