Motor Trade Insurance Working From Home

As well as flexible, quality cover, the motor trade insurance policies we can arrange offer you the following benefits:

• Service from quote to claim
• Road risk-only options
• You get to deal with a dedicated motor trade team that understands your insurance needs
• Cover for social, domestic and pleasure
• The option of comprehensive, third-party fire and theft or third-party only cover

As with all insurance policies, terms and exclusions apply.  Please contact us for more details.

It depends.  If you are going to drive vehicles on the road, you will need a road risks element to your policy.  You’ll also need employers’ liability insurance (EL insurance) if you employ staff.

While these policies may look the same, road risks only covers driving vehicles on the road.  Traders combined insurance, on the other hand, can offer a much wider range of essential protections, such as premises, material damage cover and liabilities, amongst others. Here at Jensten Insurance Brokers, we can quote for traders combined and road risks insurance.

It depends. You need to check your policy wording to understand what you are covered to drive. Not all road risk policies are the same. In general, you will be able to drive vehicles owned by your business or vehicles in your custody or control of your motor trade business.  It may be more cost-effective to limit the covers to keep your premium down.

Please note: your policy may come with indemnity limits that exclude certain types of vehicles, such as classic or prestige cars or Japanese imports.  If you’re unsure about what’s excluded or would like some help, please call us on 0161 440 7772 and we’ll be happy to give you some help.

No, this is only for people who are involved in buying, selling, moving or repairing vehicles for a living. This can be an area that is widely misunderstood by people outside the motor trade.

Getting a quote is easy.  You can call us on 0161 440 7772 and the team will be happy to help you find the protection you need.  We work with a panel of different insurance companies and can help you find the appropriate cover to suit your trading-from-home needs.

Yes, you’ll need to present vehicle receipts, sales records, or some other form of proof of trading at the inception of your policy.

There are several ways you can cut the cost of your motor trade from home insurance quote, including:

• Avoid insuring drivers under the age of 25
• By building up your no-claims bonus
• By paying annually rather than monthly – monthly may be convenient, but paying annually will be cheaper
• Raise your excess – the amount you pay in the event of a claim
• Shop around – or better still, ask an independent insurance broker such as Jensten Insurance Brokers to do the shopping around for you.  With our privileged access to some leading insurers’ policies and specialist knowledge, we’ll be able to save you time getting the motor trade insurance from home quote that you need
• Secure your vehicle and tools – and if you have a van and need to park it on the road, add additional security measures such as CCTV, a vehicle tracker, and extra locks. Make sure your tools are secured too, with locks on toolboxes, security lights on your workshop/garage