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Tour Operators Insurance
Travel Risk Professionals has created a Tour Operators Insurance policy designed to meet the liability and business risks of the largest tour operators and those agents who operate from a single location or home.
Tour Operator Insurance designed for you and your clients.
Our broking advisers have many years Travel Industry and Insurance experience and know that not all agents have the same insurance requirements.
We take the time to thoroughly understand your business, processes, the tours you arrange for clients and where they are located, and how you get clients.
Through building that relationship with you, our modular Tour Operator policy then provides our brokers with the flexibility to design your insurance programme around the needs of your business.
The benefit to our clients is a policy that is tailored to your individual circumstances.
Need Tour Operators Insurance?
Let us arrange tailored cover for your needs.
What does Tour Operators Insurance cover?
Speak To Our Insurance Specialists About Tour Operator Insurance
If you’d like some Tour Operator Insurance help or a Tour Operator Liability Insurance quote, contact the Travel Risk Professionals team today. Tour Operator Liability provides protection against liability incurred under the Package Travel Regulations for injuries or illnesses suffered by your passengers on package bookings including liability arising from the actions of your suppliers.
Professional Indemnity Insurance, also known as PI Insurance. This will protect the company for claims made against it arising out of unintentional errors, omissions or breaches of professional duty.
Our team of experienced specialists can give you all the help you need and can compare our markets to find you the worldwide cover you require. Call 0203 750 5234 or start your Tour Operator Liability Insurance quote today.
Why use Jensten
Dedicated
A specialist team dedicated to our Travel Industry Clients
Trusted
We are the trusted broker for 1,000+ Clients
Flexibility
We can arrange tailored insurance to suit the needs of your business
Travel Risk Professionals is a trading name of Jensten Insurance Brokers Limited.
Talk to our Team
Our team of UK-based insurance advisers are here to help, 9am – 5pm, Monday – Friday.
- Call our team
- 0203 750 5234
What our clients say...
What is 24/7 Tour Operator Crisis Response & Brand Protection
Our core Tour Operator Insurance policy includes a crisis response service that activates essential assistance by our team of experienced experts should you suffer a crisis event overseas such as terror attack or transportation accident. Services include trauma counsellors, PR experts, translators, crisis coordinators, security personnel and emergency political evacuation
What is an insured crisis event? Well, this can be any insured event where your customers find themselves in danger and need to help getting to safety and/or repatriation.
Insured events can include:
- Wrongful detention or kidnap.
- Accidental or traumatic death.
- Political evacuation.
- Disappearance of an insured person.
- Hijack of vehicle, aircraft, ship or train.
- Terrorism.
- Violent Crime.
- Food poisoning outbreak.
- Accommodation fire.
- Sinking of any sea or mechanically-propelled river vessel.
- Mid-air or landing crash of a mechanically propelled aircraft or a hot air balloon.
- Motor vehicle accident, necessitating hospital treatment.
This service, once initiated, means the right expert teams are deployed anywhere in the world to get your customers to safety.
Need Tour Operators Insurance?
Let us arrange tailored cover for your needs.
Tour Operators Insurance
What insurance does a Travel Operator need?
Every travel operator is unique, but there is a core set of insurance covers that address the risks related to your professional services, along with additional covers that protect against broader business risks.
Insurance for Your Professional Risks
- Travel Operator Liability Insurance
- 24/7 Tour Operator Crisis Response and Brand Protection
- Employers’ and Public Liability Insurance
- Product Liability Insurance
- Tour Operator Emergency Assistance
- Professional Indemnity Insurance
- Legal Expenses Insurance
Insurance for Your Business Risks
- Cyber Liability Insurance
- Office Insurance
- Management Liability Insurance
- Directors & Officers Insurance
- Financial Failure Insurance
- Supplier Failure Insurance
- Travel Bonds
- Terrorism Liability Insurance
- Key Person Cover
- Travel Disruption Insurance
- Business Travel Insurance
Is Tour Operator Insurance a legal requirement?
No, Tour Operator Insurance isn’t legally required, but Employers’ Liability Insurance is mandatory if you employ any staff (whether full-time, part-time, or contracted). For Canadian tour operators, specific provincial regulations may apply, so it’s highly recommended to check local requirement
Why do Tour Operators need insurance?
You need travel agency insurance because if something goes wrong—whether affecting your clients, employees, or a member of the public—your business may be held liable. Since July 2018, bookings viewed as travel packages (such as flights, hotels, and car rentals) are protected by law, making you responsible for booking errors, negligence, and obligations to assist travellers in trouble. Professional liability insurance and errors and omissions insurance are essential to protect your business from claims related to professional services and negligenc
How much does Tour Operator Insurance cost?
The annual premium varies depending on several factors: the size of your business, the number of employees, travel destinations covered, and how you deliver tours or travel services. Insurance providers assess your specific needs to provide an accurate quote tailored to your company.
How can I get a Tour Operator Liability Insurance quote?
You can call Jensten Insurance Brokers on 0203 750 5234, or contact their team online to receive an online quote. Their experts will help customise your travel insurance coverage to suit your specific needs and ensure your company is fully protected.
What types of coverage are included in Tour Operator Insurance?
A comprehensive coverage plan typically includes professional liability insurance, general liability insurance covering bodily injury and property damage claims, cyber liability insurance to protect against data breaches, and employers’ liability insurance. This ensures your tour operator business is protected against a wide range of risks, including errors, omissions, natural disasters, and cyber threats.