Exactly what I required without any of the faff and unwanted stuff. Very, very competitive and a very good price.
5 Star
Mr. Carter
For flexible tour operator insurance, call 0203 705 3014
Or Email Us
For comprehensive tour operator insurance, call 0203 705 3014
What Is Tour Operator Insurance?
Tour operator insurance, or tour operator liability insurance as it is also known, is a specialist form of cover designed to meet the needs of tour operators and tour guides. A typical policy offers travel companies a package of protection that can include public liability insurance, employers’ liability, product liability insurance, and professional indemnity insurance.
What Does Tour Operator Insurance Cover?
Tour operator insurance can offer a range of protections. The exact makeup will depend on the policy you take out, but a typical one will include:
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- Public liability insurance – in case a member of the public is injured or their property damaged because of your work
- Professional indemnity insurance – this protects you and your business against misinterpretation and incorrect information in brochures and advertising material should it lead to legal action from clients
- Employers’ liability insurance – if you have any employees, then this is a legal requirement
- Directors’ and officers’ insurance – protects tour company executives from a range of legal actions should their business cost clients money or their advice cause them loss or harm
- Cyber insurance – protects against things such as data loss, ransomware, and the accidental infection of a third-party’s IT system
- Business contents – everything from computers to stocks of brochures and regional guidebooks
Who Needs Tour Operator Insurance?
Tour operator insurance through Jensten Insurance Brokers is a flexible form of cover that can offer financial protection to the following:
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- Tour operators – including mass market, specialist, and incoming tour operator
- Independent tour guides
- Travel agents
- Independent tour operators – including those working in the UK and abroad
How Much Does Tour Operator Insurance Cost?
The cost of your travel operator insurance policy will depend on factors such as:
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- The size of your business
- The cost of the tours you offer
- Where you travel to and how you get there
- The type of clients you are dealing with – teenagers, pensioners, and high-net-worth individuals can present special risks
- Whether you have any employees
- Your claims history
For some personalised tour operator insurance help, please get in touch with the Jensten Insurance Brokers team today. They’ll be able to give you all the advice you need and provide you with a tour operator insurance quote.
Tour Operator Insurance FAQ
This is one of the more complex insurance cover areas, so to help you get the protection you need, here is our tour operator insurance frequently asked questions. We hope they will help, but if you’d like some independent advice, please call us on 0203 705 3014, and the team will be happy to help
No, but if you have any employees having employers’ liability insurance is a legal requirement
If anything were to happen to your clients or a member of the public while you’re on tour, your business could be held liable. In July 2018, the rules protecting holidays organised by tour operators were extended to cover customers who booked other forms of combined travel, such as flight plus hotel or hotel plus car rental, as a deal on a website. These bookings are viewed as a package and are protected by law, so you’re liable for booking errors concerning packages, and as the organiser, you are required to assist travellers in difficulty
That depends on things like the size of your business, where you travel to, whether you have any employees, and how you travel
Getting a quote is easy. Call Jensten Insurance Brokers on 0115 930 3030, and the team will be happy to arrange a tour operator insurance quote for you
Speak To Our Insurance Specialists About Tour Operator Insurance
If you’d like some tour operator insurance help or a tour operator liability insurance quote, contact the Jensten Insurance Brokers team today. Our team of experienced specialists can give you all the help you need and can compare our markets to find you the cover you require. Call 0203 705 3014 or start your tour operator liability insurance quote today.
Testimonials
Service comes first at Jensten Insurance Brokers, and as the following Feefo testimonials show, when it comes to tour operator insurance, we’re the team you can trust with your business.
5 Star
Ideal cover for my situation with a reputable company.
Mr. Woodford
5 Star
Best price by far, documents sent promptly.
Mr. Schofield
5 Star
It’s such an easy uncomplicated way to insure with these guys and gals and there always happy on the phone.
Mr. Richardson
5 Star
Again, can’t fault them. Kyle and the team help us.
Mr. Hall
