Employee Benefits
We can help tailor a benefits package that aligns with your company’s values and meets the unique needs of your team. Improve your business's appeal, retain top talent, and foster a culture of wellbeing with Jensten Insurance Brokers.
What is Employee Benefits?
At Jensten Insurance Brokers, we recognise that your employees are more than just staff; they drive your success.
That’s why we can arrange a comprehensive suite of Employee Benefits designed to protect, reward, and ensure the wellbeing of your team.
Improve your workplace with bespoke solutions, including a range of Private Medical Insurance options, Income Protection, and Relevant Life cover.
Arranging this type of cover for your team is often much more cost-effective than if employees were to buy cover personally.
Employee Benefits types we can arrange:
Private Medical Insurance:
Prioritise your employees’ health with Private Medical Insurance. Access to quality healthcare and specialised treatments enhances wellbeing, morale, and productivity.
International Private Medical Insurance:
Offers global coverage for employees on assignment overseas or that travel extensively. As well as being ideal for UK residents looking for broader cover (for example, including private maternity and ongoing cover for chronic conditions).
Healthcare Cash Plans:
A health cash plan allows employees to claim back the expense of everyday healthcare costs. They primarily cover optical care, dental care, physiotherapy and chiropractic treatment.
Employee Assistance Programme:
Provides access to confidential and professional support for personal and work-related issues. Includes 24/7 telephone support, online counselling, and the option for face-to-face counselling.
Income Protection:
Life’s unpredictability can affect anyone’s ability to work. Income Protection plans offer financial support during illness or disability, allowing your team to focus on recovery without financial worries.
Relevant Life:
Ideal for smaller businesses and/or high earners, Relevant Life cover provides a tax-efficient life insurance policy benefiting employees and their families, reflecting your commitment to their financial security.
Key Person Insurance:
A life insurance policy that a company purchases on the life of an owner, a top executive, or another individual considered critical to the business. The company is the beneficiary of the policy and pays the premiums.
Shareholder Protection:
Type of business protection insurance that provides shareholders with the necessary funds to buy shares from each other if one of them was to die or was unable to work due to a serious illness or accident.
Dental Insurance:
Offering employees a dental plan encourages them to attend regular appointments, which can help support healthy habits and reduce absences. Dental Insurance can cover routine check-ups and preventative care through to major operations.
Our approach to Employee Benefits
We specialise in arranging Employee Benefits that resonate with your company’s culture and resources. Our market knowledge and dedication to delivering a flexible, proactive, and personalised service set us apart.
Have a watch of our latest videos below with Business Protection Consultant, Sophie Guiver, who explains everything you need to know about Group Cover and Protection Cover.
Why choose Jensten Insurance Brokers?
Our experienced Employee Benefits consultants are ready to assist with all your benefit needs, from private medical insurance to critical illness cover. We’re here to provide independent, obligation-free advice tailored to your unique requirements.
Why use Jensten
Dedicated
A dedicated team to support you through the employee benefits process
Trusted
Trusted by thousands of businesses like yours
Flexibility
Tailored employee benefits packages to the needs of your business
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Employee Benefits
To help you learn more about the potential Employee Benefits best for your business, here is our frequently asked questions. We hope they are of use, but if you’d like some independent advice from our employee benefits consultants, please call us and a member of our experienced team will be happy to help.
If you want to attract and retain the best staff members, you should offer a range of employee benefits. Offering employee benefits are actually benefits employers enjoy too! Arranging group cover can be much more cost-effective than employees buying it individually, providing valuable benefits such as private health insurance, income protection, and critical illness cover.
Cover and Employee Benefits packages can be tailored to meet your business’s budget; options can often cost much less than you think. Our expert consultants provide a variety of options and an overview of what is available, ensuring a supportive environment for your employees while managing costs effectively.
More than 14.4 million people in the UK are covered by an employer-sponsored Group Life, Group Income Protection, or Critical Illness policy. Other common types include dental insurance, health cash plans, and employee assistance programmes that support mental health benefits and overall employee wellbeing.
Yes, offering comprehensive employee benefits, including wellbeing benefits and mental health support, can significantly boost employee engagement and job satisfaction. Many employers find that prioritising employee wellbeing through such benefits helps retain top talent and fosters a positive workplace culture.
UK employers are legally required to provide statutory benefits such as workplace pension schemes, paid annual leave, holiday allowance, and parental leave including shared parental leave. These statutory benefits form the foundation of any employee benefits programme.
Salary sacrifice schemes allow employees to exchange part of their salary for benefits such as company cars, gym membership, or additional annual leave. This tax-efficient arrangement reduces income tax and national insurance contributions for both employer and employee.
Absolutely. EAPs provide confidential support services including counselling and mental health support, helping employees manage personal and work-related issues. Such benefits are vital for promoting employee wellbeing and a healthy work-life balance.
Yes, many benefits packages include health cash plans that cover everyday healthcare costs like eye tests, dental visits, and physiotherapy. These wellbeing initiatives complement private medical insurance to provide comprehensive health coverage.
Jensten Insurance Brokers specialise in creating bespoke benefits packages that align with your company’s culture and employee needs. We provide legal and financial advice to ensure your benefits offering is competitive, cost-effective, and supports diverse employee needs.