Cleaning Contractor Insurance | Contract Cleaning Insurance

Cleaning Contractors Insurance

Within Jensten, our specialist contractors division Darwin Clayton work specifically with cleaning contracting businesses like yours and can offer the advice you need. They will deal with any quotation request that you make through this page.

What is Cleaning Contractors Insurance?

Contract cleaning businesses are exposed to a number of risks. These enterprises have become all the more essential in recent times as cleanliness in the workplace and home have quickly become a priority.

With an endless variety of working environments and scenarios that you and your team may be exposed to, a correct level of insurance cover is essential. For cleaning contractors, in particular, it’s vital to consult with experts to ensure you have an adequate level of cover to operate with peace of mind.

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What does Cleaning Contractors Insurance cover?

Contract cleaning can seem simple, however, as an industry it is wide-ranging and insurance can be applicable to numerous businesses. A few that may require Cleaning Contractors Insurance include:

  • Private residential properties.
  • Office buildings.
  • Shops.
  • Hotels.
  • Schools.
  • Public houses.
  • Carpet cleaners.
  • External window cleaners.

Commercial Property Insurance

Covers your office business premises, office equipment, trade plant machinery and stock.

Damages To Property Being Worked On

Often not covered by many standard policies, if any accidental damage to a customer’s property you may wish to consider cover in your insurance. As a common cause of claims, our team will mention this while creating your policy and discuss if this is needed.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Public liability insurance

If a member of the public is injured or their property damaged while on your premises, you can be held liable. Public liability insurance will protect you financially should you be sued for damages.

Why use Jensten

Dedicated

A dedicated team supporting construction business

Trusted

We are the trusted broker to construction and contracting trades

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.

Online

Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)

FAQs

Find answers to common insurance questions

What are the potential risks to myself and my staff?

Depending on the nature of your working environment, and the work required, there are a multitude of risks that a cleaning contractor business is exposed to. These include:

Chemical Exposure
Many cleaning contractors will use a variety of cleaning products, with most created with an industrial application in mind. These higher strength cleaning chemicals can be dangerous for workers if inhaled, ingested or otherwise exposed to. Common ailments as a result of chemical exposure include:

  • Severe skin or eye irritation.
  • Respiratory infection or failure.
  • Nervous systems, kidney and liver complications.
  • Allergic reactions or skin disease from contact with disinfectants.
  • Fire hazards from flammable cleaning products.

Work-Related Illnesses
Working and cleaning in multiple residences and commercial properties means cleaning staff are at risk of a number of illnesses. Through contact with bacteria, viruses, insects, waste and bodily fluids certain complications can occur. These include:

  • Bloodborne Viruses – Often from environments where needles are present, and commonly within cleaning in the healthcare sector.
  • Asbestos Exposure – Cleaning older buildings can lead to exposure to asbestos in insulation, pipes and other areas of buildings leading to lung cancers and complications.
  • Pathogen Exposure – Cleaners that deal with human or animal waste are at risk of exposure to pathogenic organisms, like salmonella or E. coli.

Slips & Trips
In the process of carrying out jobs, both workers and building occupants can be at risk of serious injury from slips, trips and falls. Potential hazards and injuries include:

  • Fractures, bruising and broken bones.
  • Trips and falls on unmarked wet surfaces, in unlit areas or due to spillage.
  • Falls caused by objects like cleaning equipment or cables.
  • Serious injury as a result of falling down flights of stairs.

Machine & Equipment Hazards
Machine failure or improper use can result in severe injuries for both the cleaning operator and any residents or occupants of the building. Additional risks can include suffering electric shocks from faulty or misused equipment, furthermore, improper storage of such equipment can result in substantial property damage.

Work-Related Illnesses
Working and cleaning in multiple residences and commercial properties means cleaning staff are at risk of a number of illnesses. Through contact with bacteria, viruses, insects, waste and bodily fluids certain complications can occur. These include:

Working At Height
In the case of cleaning contractors, in particular external window cleaners, working at height is a necessity. This opens up to the risk of severe injury or death as a result of falling from a significant height, often as a result of poor safety practices or faulty equipment.

Lone Working
Within commercial environments often cleaning companies will operate after or before hours. This level of isolation can result in increased chances of verbal or physical abuse either from members of the public or a potential attacker.

  • Bloodborne Viruses – Often from environments where needles are present, and commonly within cleaning in the healthcare sector.
  • Asbestos Exposure – Cleaning older buildings can lead to exposure to asbestos in insulation, pipes and other areas of buildings leading to lung cancers and complications.
  • Pathogen Exposure – Cleaners that deal with human or animal waste are at risk of exposure to pathogenic organisms, like salmonella or E. coli.

 

Find the right Cleaning Contractors Insurance for you

With our brokers, you can be confident in the fact that your claim will be dealt with in a respectful and efficient manner by our specialist team. As an industry, cleaning contractors are exposed to a variety of hazards and our team will do our best to add peace of mind with a policy that accounts for the risks most relevant to you.

For more information on our Cleaning Contractors Insurance, simply contact the team. Alternatively, you can request a call back. Our team will be more than happy to discuss your policy needs and answer any questions you may have.

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Cleaning Contractors Insurance?

For comprehensive Cleaning Contractors Insurance

Cleaning Contractors Insurance

Cleaning Contractors Insurance can be complex, so to help you get the cover you need, here are the answers to our frequently asked questions.  We hope they’ll prove helpful, but if you’d like some advice that’s tailored to your business’s needs, please call us on 0189 251 1144request a callback, or start your Cleaning Contractors Insurance quote today. 

Call us on 0189 251 1144 or enquire today and a member of our team will guide you through the process of taking out insurance for yourself or your cleaning contractors company.

Within Jensten, our specialist contractors division Darwin Clayton work specifically with cleaning contracting businesses like yours and can offer the advice you need. They will deal with any quotation request that you make through this page.

Alternatively you can visit the Darwin Clayton website or give them a call on 01892 511 144