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Commercial Vehicle Repair Insurance
Commercial Vehicle Repair Insurance protects traders operating a motor trade business that offers repairs, services, or MOT tests.
What is Commercial Vehicle Repair Insurance?
Commercial Vehicle Repair Insurance protects traders operating a motor trade business that offers repairs, services, or MOT tests. It is an essential cover for those that frequently repair or service vans, trucks, and other commercial vehicles (HGV, LGV & PSV) as part of their business.
A Commercial Vehicle Repair Insurance policy from Jensten Motor Trade can cover risks such as:
- Equipment and tool theft and damage
- Machinery and plant
- Loss of MOT licence
- Stock and spares
- Driving own and customers’ vehicles
- Business premises cover
- Personal accident and injury
- Public and employers’ liability
- Claims against defective workmanship
- Storage of customers’ trailers
- Commercial vehicle loads (including refrigerated ones)
- Roadside breakdown and tyre service
- Engineering inspection – plant and machinery
Need Commercial Vehicle Repair Insurance?
For comprehensive Commercial Vehicle Repair Insurance
What does Commercial Vehicle Repair Insurance cover?
While every motor trader’s Commercial Vehicle Repairer Insurance needs will be different, there are some common risks – such as Road Risks Insurance, Public Liability Insurance, and Premises Insurance – you’ll want to include. Jensten Motor Trade’s Vehicle Repair Insurance allows you to choose from a range of policy elements, including:
Why use Jensten
Dedicated
A team that understand the motor trade business
Trusted
Jensten Motor Trade is rated 4.7/5 on Feefo
Flexibility
Tailored insurance to the needs of your business
Talk to the experts
Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.
- Call our team
- 0208 298 2100
What our clients say...
Which businesses can Commercial Vehicle Repairer Insurance cover?
Commercial Vehicle Repairer Insurance through Jensten Motor Trade is a flexible policy that can protect motor traders, including:
- Service and repair garages
- MOT stations
- Commercial vehicle repairers
- Vehicle body shops and repairs
- Mobile mechanics
- Full-time and part-time motor traders
- Vehicle recovery services
How much does Commercial Vehicle Repair Insurance cost?
We’ll create your cover around your business, that’s not an easy question to answer. What we can say is that your Commercial Vehicle Repair Insurance quote will be based on factors such as:
- The type of business you’re running
- The size and value of your premises
- The value of your equipment
- Whether you need road risk cover and how many people you need it for
- The turnover of your business
- Your claims history
- Whether you want to pay monthly or annually – annually will usually be cheaper
- Your business’s postcode
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
Need Commercial Vehicle Repair Insurance?
For comprehensive Commercial Vehicle Repair Insurance
Commercial Vehicle Repair Insurance
It’s important for motor traders to get the right insurance for their business, and to help you do that, here is our Commercial Vehicle Repair Insurance frequently asked questions. We hope they are of use, but if you’d like some independent advice, please call us on 0208 298 2100, and the team will be happy to help.
Why get Commercial Vehicle Repair Insurance through Jensten Motor Trade?
As well as flexible, quality cover, Commercial Vehicle Repairs Insurance through Jensten Motor Trade offers you the following benefits:
- Dedicated in-house claims service
- Service from quote to claim
- Discounts available for claims free driving
- Automatic cover for your own vehicle
- Demonstration options
- Legal liability insurance
- Road risk-only options
- The option of comprehensive, third-party fire and theft or third party only cover
Is Commercial Vehicle Repair Insurance a legal requirement?
Elements are compulsory. If you are going to drive vehicles on the road, you will need a road risks element to your policy. You’ll also need Employers’ Liability Insurance (EL Insurance) if you employ staff within your business and engineering inspection service if you service or repair vehicles.
Am I insured to drive any car on a Motor Trade Insurance policy?
Yes, but only in connection with the business if it is owned by the business or is in custody or control of your motor trade business. It may be more cost-effective to limit the covers to keep your premium down.
What's the difference between Road Risks Insurance and Traders' Combined Insurance?
While these policies may look the same, road risks only covers driving vehicles on the road. Traders Combined Insurance, on the other hand, can offer a much wider range of essential protections, such as premises, material damage cover and liabilities amongst others.
How can I cut the cost of my Commercial Vehicle Repair Insurance?
There are several ways of cutting Commercial Vehicle Repair Insurance costs, including:
- Limit the number of employees on your road risks policy
- Building up your no-claims bonus
- Employing drivers with low or no motoring convictions or claims
- Making sure your premises (if you have any) are secure and have CCTV/a web-based security system
- Always use an independent broker such as Jensen Motor Trade. A specialist independent Motor Trade Insurance broker will have the knowledge to ensure you get the Commercial Vehicle Repair you need and can do the shopping around for you
At Jensten Motor Trade, we are more than happy to discuss the different ways we can help you save on your motor trade premium. All it takes is a call to our specialist Motor Trade Insurance team to start the quote process. Alternatively, you are welcome to complete our online quote form, and we call you to discuss your requirements.
How can I get a Commercial Vehicle Repair Insurance quote?
Getting a quote is easy. You can call us on 0208 298 2100, and the team will be happy to help you find the protection you need. We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual needs.
