Basement Contractor Insurance | Basement Conversion Insurance
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Basement Contractor Insurance

Need a Basement Construction Insurance quote? Let the insurance specialists at Jensten Insurance Brokers compare our markets to find you the cover you need. Our team can help you with many forms of Basement Contractor Insurance. Whether you’re a specialist or a general tradesman undertaking basement conversion work, Jensten Insurance Brokers can provide you with the protection you need.

Looking for Basement Contractor Insurance?

Basement Contractor Insurance, or Basement Construction Insurance as it’s also known, is a specialist form of cover designed to meet the needs of companies and tradespeople who construct or convert basements.  A typical policy offers a package of protection against the specific risks that this type of construction entails. For your basement contractor insurance quote, call us on 0808 239 2465.

Need Basement Contractor Insurance?

For comprehensive Basement Contractor Insurance

What does Basement Contractor Insurance cover?

On a single policy, you can get everything from Public Liability Insurance and Professional Indemnity Insurance to Contract Works Insurance, dewatering insurance, and Groundworks Insurance.

Basement insurance guarantee (BIG)

is a cover for the construction and life of the basement, including all associated structures, such as temporary works

Contract Works

This covers the value of the work being carried out prior to completion of the contract. It insures the works against accidental loss, damage, or destruction.

Defects insurance guarantee (DIG)

this provides cover for underpinning, mini-piling, and foundation works

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Management Liability Insurance

Management liability insurance covers your business & people: directors & officers insurance, employment practice liability & corporate legal liability.

Product Liability Insurance

If products you use or recommend cause damage or harm, you can face claims for compensation. Product liability insurance will cover any pay-outs should a claim prove successful.

Professional Indemnity Insurance

Commonly known as PI insurance, offers financial protection should a client sue you if you give poor advice or do something that results in financial or reputational losses.

Public liability insurance

If a member of the public is injured or their property damaged while on your premises, you can be held liable. Public liability insurance will protect you financially should you be sued for damages.

Superstructure insurance

covers the building above where you are working, so, if your basement project threatens the integrity of the whole building, you are covered

Why use Jensten


A dedicated team supporting construction business


We are the trusted broker to construction and contracting trades


Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)


Find answers to common insurance questions

Who needs Basement Contractor Insurance?

Basement Contractor Insurance through Jensten Insurance Brokers is a flexible form of cover that can offer financial protection to the following:

  • Specialist basement construction and conversion firms.
  • Tradesmen undertaking basement work.
  • Building contractors who are brought in to do basement work.

How much does Basement Contractor Insurance cost?

The cost of your basement contractor insurance policy will depend on factors such as:

  • The size of your business.
  • The type of work you’re doing, whether it’s construction, renovation, or conversion, may have a bearing on your premium.
  • The type and size of the projects you’re dealing with.
  • The rebuild cost of the properties you work on.
  • The building’s location – detached dwelling excavations may be seen as less risky than those with neighbouring foundations.
  • The building’s flood or subsidence risks.
  • Whether you have any employees.
  • Your claims history.

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Basement Contractor Insurance?

For comprehensive Basement Contractor Insurance

Basement Contractor Insurance

Basement Contractor Insurance can be complex, so to help you get the cover you need, here are the answers to our Basement Contractor Insurance frequently asked questions.  We hope they’ll prove helpful, but if you’d like some advice that’s tailored to your business’s needs, please call us on 0808 239 2465request a callback, or start your Basement Contractor Insurance quote today. 

No, but if you have any employees having Employers’ Liability Insurance is a legal requirement.

This is specialist, potentially dangerous work, and while a Tradesmen Insurance policy or a contract all works policy will give you some protection, it won’t necessarily cover you against things like Basement Insurance guarantee or superstructure insurance.

That depends on things like the size of your business, the size of projects you work on, where they are, and whether you have any employees.

A. Getting a quote is easy.  Call Jensten Insurance Brokers on 0808 239 2465, and the team will be happy to arrange a Basement Contractor Insurance quote for you.