Writesure, specialist insurance protection for freelance authors and writers

Professional Indemnity insurance covers you for legal costs incurred if your business is found to have provided a service that causes a client to lose money. This is mandatory on all policies.

While Writesure cannot cover you for problems you already know about, the cover does apply for work you have produced since your NUJ membership started. If you already hold professional indemnity insurance, Writesure will cover you from the first date from which you have been continuously insured, if this is before the date you joined the NUJ.

Writesure also provides you with cover after you have stopped producing new work, for example if you retire or are unable to continue working due to ill health. The standard cover continues for 12 months after the end of the policy year in which you stop producing new material, but you can choose to extend this period if you wish.

Writesure is designed to be tailored to your individual requirements with a choice of levels of cover for the whole policy, and also for individual sections. You can even choose how much you wish to contribute to any claim.

Writesure can also provide cover for legal liability to your employees including self employed freelancers

Product liability insurance covers the costs you incur from compensating anyone who is injured by a faulty product your company designs or supplies.

You can cover your computer and any other business equipment. Computers can be covered for breakdown and loss of data. Worldwide cover is available at your request, with a maximum single items limit of £10,000, and cover for equipment left in unattended vehicles – subject to policy conditions.

Cover can also be arranged as an option to cover home-based writers equipment. You can cover the items used at home to work. Equipment can be covered, this includes computers which can be protected for breakdown and loss of data.