Authors Insurance
Specialist authors insurance covering your professional activities and business risks across the UK.
What does
Authors Insurance cover?
We can arrange insurance cover for authors that addresses the full spectrum of professional and business risks you encounter in your writing career.
Cyber Insurance
Cyber Insurance has become increasingly important for modern authors who store manuscripts digitally, maintain online platforms, or engage with readers through social media. This cover protects against data breaches, cyber attacks on your website or blog, loss of digital manuscripts or research materials, and business interruption caused by cyber incidents.
Professional Indemnity Insurance
Professional Indemnity Insurance provides essential protection against claims alleging professional negligence, errors, or omissions in your written work. This cover extends to allegations of copyright infringement, plagiarism claims, factual inaccuracies that cause financial loss, breach of confidentiality, and defamation allegations.
Business Insurance
Business Insurance can protect your physical assets and business operations, covering office equipment, manuscripts, research materials, and business interruption. This is particularly relevant for authors who operate from dedicated office spaces or maintain substantial libraries and research collections.
Public Liability Insurance
Public Liability Insurance provides protection when your activities as an author involve interaction with the public, such as book signings, literary festivals, speaking engagements, or writing workshops. This cover addresses potential claims if a member of the public suffers injury or property damage due to your activities or negligence.
Can I buy authors insurance online?
Yes. For freelance authors, journalists, reporters and copywriters who are willing to purchase their insurance online, we have Writesure.
Writesure has been specifically designed to provide insurance protection which can be tailored to meet your individual needs, with the flexibility to include or exclude additional cover options such as marketing media insurance or IT insurance.
Types of authors who can purchase insurance online:
- Freelance authors and writers
- Guild of Motoring Writers
- National Union of Journalists
- National Association of Writers in Education
- Society of Authors
Questions?
Ready to protect your scale-up with insurance that matches your ambition? Contact us today to start a conversation. Let’s build a insurance roadmap that powers your growth and reflects your values.
Why do Authors need insurance?
The creative industries present unique risks that many authors underestimate until faced with a claim. Copyright disputes can arise from similarities between works, even when no intentional copying occurred. Factual errors in non-fiction works, particularly those dealing with historical events, financial advice, or health topics, can result in claims from readers who suffer losses based on published information.
Social media and online presence create additional exposure, with defamation claims becoming increasingly common in the digital age. Authors who write about real people, places, or events face particular risks, as do those who engage in social commentary. Even fiction writers are not immune, as similarities to real people or situations can sometimes result in legal challenges.
The rise of self-publishing has democratised the industry but also increased individual responsibility. Traditional publishers often provide some protection through their own insurance arrangements, but self-published authors bear full responsibility for their content and its consequences. This shift makes individual insurance cover even more critical for authors pursuing independent publishing routes.
What Our Clients Say...
How we make it possible
We listen, we understand and we advise.
As one of the UK’s fastest growing insurance brokers, Jensten Insurance Brokers, is an award-winning broker with specialist advisers across multiple classes of insurance cover and sectors. Our track record of delivering for clients makes us a leading choice.
We also strive to be an employer of choice, giving our clients access to passionate, talented advisers, and our people an enjoyable and rewarding career.
Specialist Authors Insurance arranged for writers, novelists, and publishing professionals
At Jensten, we understand that authors face unique professional risks that extend far beyond the creative process. Whether you’re a published novelist, freelance journalist, technical writer, or academic author, your work involves potential exposures that require specialist insurance protection.
Our specialist team can arrange comprehensive insurance solutions that protect both your professional activities and your business operations. Understanding the publishing industry means we recognise what matters most to authors: protecting your creative output, safeguarding your professional reputation, and ensuring your business can continue operating when challenges arise. Our approach combines:
Specialist Knowledge
Our team possesses extensive experience working with creative professionals and understands the unique risks facing authors in today’s publishing landscape. We stay current with industry trends, emerging risks, and regulatory changes affecting writers and publishers.
Tailored Solutions
We recognise that no two authors face identical risks. Whether you’re a debut novelist, established journalist, or academic writer, we can arrange cover specifically designed for your circumstances, writing style, and business model.
Comprehensive Support
Beyond arranging appropriate insurance cover, we provide ongoing support throughout the policy term, including claims advocacy, risk management advice, and guidance on emerging threats to your profession.
News & Insights
Authors Insurance FAQs
This is one of the more complex areas of cover, so to help you get the protection you need, here are our Green Energy Consultants Insurance frequently asked questions. We hope they will help, but if you’d like some independent advice, please call us on 01903 953 500 and we’ll be only too happy to help.
The appropriate level of cover depends on your writing activities, potential exposure, and financial circumstances. Authors writing about high-risk topics, those with substantial assets to protect, or writers working on large commercial projects typically require higher limits. We assess your specific situation to recommend appropriate cover levels that balance protection with affordability.
Yes, our arranged insurance policies can cover self-published authors, recognising that independent publishing has become increasingly common. Self-published authors often face greater exposure as they lack the protection that traditional publishers might provide, making comprehensive insurance cover even more important.
Author Insurance cover for social media activities depends on your specific policy terms, but many Professional Indemnity policies can extend to cover online content, blogs, and social media posts related to your professional activities. Given the increasing risks associated with online content, this cover has become increasingly important for modern authors.
Professional Indemnity Insurance typically covers claims arising from research errors, fact-checking mistakes, or other professional oversights that result in financial loss to third parties. This cover is particularly important for non-fiction authors, journalists, and those writing about current affairs or providing advice to readers.
Public Liability Insurance becomes important when you attend public events, conduct workshops, or participate in literary festivals. We can arrange cover that protects you during these activities, ensuring you’re protected whether working from home or engaging with readers in public venues.