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Travel Risk Professionals Technology Insurance
Technology Insurance programmes arranged to keep pace with the development of your business.
Technology Insurance is complex
Insurance for the technology sector is complex, that’s because every single business who is using technology, whether it’s existing technology or creating new technologies, is innovating something unique to their core operations.
When something is unique, the insurance complexity comes when needing to plan an insurance programme that adequately protects the business for the product, cyber and business risks. The key is having a broker at your side that can understand technical information and can translate this into a tailored insurance solution.
Our dedicated team of technology brokers can do just that.
They work with our clients to understand the day-to-day job operations, whether that’s installing equipment, solving technological problems, designing and developing solutions, and handling confidential client data, and translate this into risks to your business and appropriate insurance solutions.
This is why the correct Technology Insurance is important. Our brokers will be here to support you when required, allowing you to focus on growing and managing your business.
Technology Insurance by business type
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Technology Insurance
This is one of the more complex insurance areas, so to help you get the protection you need, here is our Data & Technology Insurance frequently asked questions. We hope they will help, but if you’d like some independent advice, please call us on 0190 344 4951, and the team will be happy to help.
There is no one-size-fits-all when it comes to insurance, and a lot of it is down to the type of work you do, who it’s for and the kind and volume of data you are storing.
For a non-exhaustive list of insurance products, we can help to arrange cover for:
- Professional Indemnity Insurance
- Product Liability Insurance
- Business Interruption
- Directors and Officers Insurance
- Management Liability Insurance
- Cyber Insurance
- Office Insurance
- Public and Employer’s Liability Insurance
- Business Property and Contents
- Fidelity Insurance
- Fleet Insurance
- Trustee Liability
- Business Travel and Personal Accident
- Tech Combined for startup enterprises
Technology Insurance is a term used by insurance brokers and technology firms to describe the insurance programmes that are arranged to provide protection for a technology business.
The main cover is Professional Indemnity Insurance, which can help pay claimants should a claim arise out of an error or omission or negligent act, the failure of the product to perform its intended function, or contractual issues.
Technology Insurance coverage is designed to protect against the significant risk of economic loss related to intellectual property, network liability and network and cyber property security.
Your day to day job will consist of installing equipment, solving technological problems, designing and developing solutions, and handling confidential client data, but what happens if, for example, a client isn’t happy with your work? Or one of your employees is injured therefore causing disruptions to business?
This is why the correct Technology Insurance is important. Our brokers will be here to support you when required, allowing you to focus on growing and managing your business.
Some of the main exposures a business in the technology industry will face includes:
- Privacy and Data Breaches
- Errors and Omissions
- Cyber Liability
- PCI (Payment Card Industry Association) Compliant Wordings
- Intellectual Property Issues
- Product Efficacy
- Cyber Crime
- Loss of equipment
- Product Manufacturing
