Tradesmen Insurance

Employers’ liability insurance protects you and your business against claims made due to employee injury or work-related illness. Whether staff are full time or part time, permanent, temporary or voluntary, you will be legally obliged to have employers’ liability insurance. 

Professional Indemnity insurance can protect your business if you are found to have provided advice, or a professional service which causes a client to lose money.

If you own plant machinery, such as mini diggers or cement mixers and they are stolen, insurance can be arranged to cover the cost of a replacement.

Your tools are important for your trade, so of course need to be protected. Tool cover will cover the cost of replacing your tools in the event of theft.

Public liability insurance can protect you against claims made against you as a result of, your work where you cause property damage or injury to third parties.

Personal Accident insurance will cover both loss of earnings and medical costs which arise from a serious injury sustained at work. It can also protect your family against loss of income. 

Contract works insurance is designed to cover work that’s underway on a site. It can cover the cost of repairing or redoing the work that is in progress if it is damaged by an insured event.

If you have to hire plant machinery for a project and it gets stolen, you could still get charged by the hire company for the item until it is replaced. This insurance can protect you from these costs, by covering ongoing hire charges and arranging a replacement.