Tradesman Insurance | Jensten Insurance Brokers
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Tradesmen Insurance

Tradesmen Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.

What is Tradesmen Insurance?

Tradesmen Insurance is a specialist form of protection designed to give tradespeople financial protection against daily risks.  While Public Liability Insurance is at its core, it can also provide the following important covers: 

  • Tools Cover
  • Personal Accident Insurance
  • Employers’ Liability Insurance – for firms that have employees
  • Contract Works Insurance

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What does Tradesmen Insurance cover?

A Tradesmen Insurance quote from Jensten Insurance Brokers can be tailored to your needs and offer comprehensive protection on a single policy.  Whether you’re working on your own or have a firm with employees, we can help you find great cover from quality insurers that can include: 

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our experts will work with you to understand the most likely risks and provide adequate coverage.

Contract Works

This covers the value of the work being carried out prior to completion of the contract. It insures the works against accidental loss, damage, or destruction.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Legal Protection Insurance

If someone makes a compensation claim against you or your company, legal fee cover will cover the cost of defending your case.

Personal Accident Insurance

Covers both loss of earnings and medical costs which arise from a serious injury sustained at work – up to your chosen level of cover.

Professional Indemnity Insurance

Commonly known as PI insurance, offers financial protection should a client sue you if you give poor advice or do something that results in financial or reputational losses.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Stock and materials

Most trades require materials, and you can cover things such as bricks, paint, wood, cables, nails, pipes, etc. These can be protected while stored between jobs, while on the move, and while left on-site (until installed). Cover can be arranged for eventualities such as damage, theft, loss, fire, or flood.

Why use Jensten


A dedicated team supporting construction business


We are the trusted broker to construction and contracting trades


Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)


Find answers to common insurance questions

Who needs Tradesmen Insurance?

Thanks to our flexible approach to our clients, we can offer Tradesmen Insurance quotes for a range of professions, including

  • Plumbers
  • Builders
  • Electricians 
  • Builders
  • Gardeners 
  • Carpenters 
  • Maintenance contractors 
  • Tilers
  • Glaziers 
  • Pipelayers 
  • Sheet metal workers 
  • Painters and decorators 
  • Riggers 
  • Welders 
  • Carpet layers 


If you’d like to know more about Tradesman’s Insurance or would like a Tradesman’s Insurance quote that’s built around your needs, call us on 0800 368 9018, and our insurance specialists will be happy to help. 

How to save on Tradesmen Insurance

At Jensten Insurance Brokers, we’re committed to finding our clients a great deal on quality cover.  Having provided many, many Tradesman’s Insurance quotes, we’ve learned a thing or two about how to save money on your Tradesman’s Insurance policy, including: 

1.       Get some independent advice – some policies will include add-ons you don’t need, and removing them can help you save money.  It’s important to make sure you aren’t over or underinsured, though.  If you are underinsured, you may face a significant shortfall in the event of a claim, and if you’re overinsured, you may be paying more than you need to.  Either way, it pays to get some independent insurance advice 

2.       Search and compare – or better still, get an independent broker such as Jensten Insurance Brokers to do this for you.  With our specialist knowledge and insurer contacts, we can help you get the right cover at the right price.  To get a Tradesman’s Insurance quote, call us on 0800 368 9018, request a callback, or start your Tradesman’s Insurance quote today. 

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Tradesmen Insurance?

For comprehensive Tradesmen Insurance

Tradesmen Insurance

Tradesmen Insurance can be complex, so to help you get the cover you need, here are the answers to some frequently asked questions about it.  We hope they’ll prove helpful, but if you’d like some advice that’s tailored to your needs, please call us on 0800 368 9018 or request a callback 

At Jensten Insurance Brokers, we’ve helped hundreds of tradesman get the specialist cover they need.  In doing so, we’ve developed a deep understanding of your needs, and working with us offers you the following advantages:  

  • Specialist advice from experienced insurance professionals.
  • Tradesman’s Insurance that’s tailored to your business’s needs.
  • Help should you need to make a claim.  
  • Independent service from a 4.7/5 feefo-rated broker.

No, but some employers – local authorities, charities, large companies, for example – may insist on a certain level of public liability coverEmployers’ Liability Insurance is a legal requirement if you have any employees.

As we’ll create your cover around you and you, and given the different types of policies on offer, there’s no simple answer to that question.  What we can say is that your Tradesmen Insurance quote will be based on factors such as: 

  • Your profession 
  • The policy options you choose 
  • Whether you have any employees 
  • Your turnover  
  • The value of your tools and equipment 
  • If you have stock and its value 
  • If you have a commercial property to cover 
  • Your claims history 

For some personalised Tradesmen Insurance help, please get in touch.  Our friendly team will be able to give you all the advice you need and provide you with a Tradesman’s Insurance quote. 

No, for that, you’ll need a separate Van Insurance policy.

Certain high-risk professions, such as scaffolders, roofers, or steeplejacks, will need specific high-risk insurance.  If you’d like to know more about high-risk insurance cover please call us on 0800 368 9018 or request a callback.

Yes, there are, and common ones include:

  • Damage to property belonging to the policyholder or under the custody or control of the policyholder.
  • The costs associated with remedying defects in land, buildings, or structures disposed of by the policyholder.  
  • Work on gasholders, towers, steeples, bridges, shafts, dams or tunnels, and mines. 
  • Work involving excavations exceeding three metres in depth.  
  • Work at a height greater than 10 metres from the ground. 
  • Demolition of any kind unless such work forms part of a contract for the erection, reconstruction, alteration, or repair of buildings or structures and provided that such demolition is by handheld tools only. 
  • The use of explosives, water diversion, quarrying, tunnelling, or working underwater. 
  • The felling or lopping of trees, work in or on power stations, nuclear installations, refineries, bulk storage tanks, oil gas or chemical works, aircraft, hovercraft, watercraft, wharves, piers or jetties, railways, railway stations, or airports (airside). 
  • Stand-alone roofing contracts, so those not forming part of a contract for the erection, reconstruction, alteration, or repair of buildings or structures. 

Getting a quote is easyYou can call us on 0800 368 9018, request a callback, or start your Tradesmen Insurance quote here.

If you’d like some Tradesman’s Insurance help, please give us a call on 0800 368 9018. Our friendly team will be happy to help you get the protection you need and offer you a Tradesman’s Insurance quote.