Renovation Insurance

Name: Jensten Insurance Brokers
Brand: Jensten Insurance Brokers
Rating: 4.7 (781 reviews)

Every renovation project is different, and so are your insurance needs. At Jensten Insurance Brokers we arrange tailored renovation insurance packages that align with the scale and complexity of your project.

What is Renovation Insurance?

Whether you’re a property developer, owner, contractor, or builder, renovation projects are full of opportunities, but they also come with risks. From structural alterations to cosmetic upgrades, each phase presents potential challenges like property damage, theft, or unforeseen delays. That’s where Renovation Insurance comes in, ensuring you’re covered against the unexpected, allowing you to focus on transforming your vision into reality.

Need Renovation Insurance?

For comprehensive Renovation Insurance

What does Renovation Insurance cover?

Covering a broad range of risks, our renovation insurance can provide protection to your project. Typical cover include

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our experts will work with you to understand the most likely risks and provide adequate coverage.

Contract Works

This covers the value of the work being carried out prior to completion of the contract. It insures the works against accidental loss, damage, or destruction.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Legal Expenses

If someone takes legal action against you or your company Legal Expenses cover will support you in the cost of going to court.

Non-Negligence Insurance

This insurance gives property owners protection against damage to any property which is not caused by contractor negligence. This type of insurance is typically needed when negligence, usually against your contractor, cannot be clearly established

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Structural Warranty

A type of policy that covers defects in new buildings for a set period following completion. It protects property owners, developers and builders against defects in newly constructed or renovated buildings

Tools and Equipment Insurance

Covers the cost to repair or replace your tools and equipment for problems like theft, damage, or loss

Why use Jensten

Dedicated

A dedicated team supporting construction business

Trusted

We are the trusted broker to construction and contracting trades

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.

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Call our insurance experts during office hours (calls are charged at a local rate)

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Why Do You Need Renovation Insurance?

Renovation insurance is specifically designed to cover the unique risks involved in refurbishing and improving properties. Standard homeowner’s or builder’s insurance may not provide adequate coverage during construction projects, especially when the property is partially or fully vacant.

Cover for costs in the event of damage to existing structures
Cover for tools, equipment, and materials
Safeguard against potential public liability claims
Legal expenses for defending against claims related to renovation work

Who Needs Renovation Insurance?

Property Developers

For property developers managing large-scale projects or multiple properties, the potential for loss is higher. Renovation insurance can provide the peace of mind needed to focus on delivering quality work on time and within budget, whilst fulfilling the requirements of any JCT contract option.

Property Owners

If you’re renovating your home or an investment property, your standard property owner’s policy is unlikely fully protect you during construction. Renovation insurance offers comprehensive protection for both you and the contractors working on your property.

Contractors & Builders

Contractors and builders face unique risks with every job. From protecting your tools and equipment to covering liability for your workers, having the right renovation insurance ensures you can work confidently, knowing that you’re covered against job-related risks.

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Renovation Insurance?

For comprehensive Renovation Insurance

Renovation Insurance

Our industry experts based in the UK are here to assist you if you are not sure about the level of cover you require. We provide tailored recommendations to guarantee your renovation project has the correct protection.

Several elements affect the cost of remodeling insurance, including project size, the level of cover needed, and claims history. Get in touch to get a tailored quotation fit for your requirements and budget.

Public liability insurance is crucial during renovations laims if someone is injured or their property is damaged as a result of your renovation work. Public liability insurance helps cover these expenses, including legal fees and compensation payouts.

Yes, you can get equipment and tool cover as part of your renovation insurance policy. This valuable tools, machinery, and construction materials from theft, accidental damage, or vandalism while on-site or in transit.

The size of your restoration project, the activities involved, and your risk profile will all affect the type of cover you need. Our knowledgeable brokers can assist you to evaluate your requirements and arrange a policy offering ideal protection.

Subcontractors may or may not be covered under your renovation insurance policy, depending on the type of cover you have. It’s important to check with your broker and insurer and your policy wording.

Just get in touch with your Account Executive and they will support you through the process, liaising with the insurer and keeping you up to date along to way.

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Expertise And Insurance

Renovation Insurance

Every renovation project is different, and so are your insurance needs. At Jensten Insurance Brokers we arrange tailored renovation insurance packages that align with the scale and complexity of your project.

What is Renovation Insurance?

Need Renovation Insurance?

For comprehensive Renovation Insurance

What does Renovation Insurance cover?

Why use Jensten

Dedicated

A dedicated team supporting construction business

Trusted

We are the trusted broker to construction and contracting trades

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Online

What our clients say...

Why Do You Need Renovation Insurance?

Who Needs Renovation Insurance?

Need Renovation Insurance?

For comprehensive Renovation Insurance

Renovation Insurance

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Our team are here to help you Monday to Friday, 9am - 5pm