Dumper Truck Insurance | Jensten Insurance Brokers
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Dumper Truck Insurance

Protect your dumper truck and machinery through our specialist Plant Insurance team.

What is Dumper Truck Insurance?

When your business relies on dumper trucks and machinery, having insurance in place is crucial in case the worst-case scenario happens during your working day. A standard business insurance policy won’t provide sufficient coverage for your dumper truck.

That’s where our specialist plant team come in, to ensure you have a policy tailored to protect your work and machinery.

 

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What does Dumper Truck Insurance cover?

There are different levels of dumper truck Insurance available, much like how Car Insurance works, these are:

  • Third-Party Only: This coverage protects the other person involved if there’s an accident.
  • Third-Party, Fire and Theft: It covers the third party in an accident and also provides coverage for yourself in case of fire or theft.
  • Comprehensive: This option includes all of the above and more. The extent of cover will depend on your insurer and policy wording. Your Advisor to explain this in more detail.

It can also include:

This covers equipment against fire, theft, malicious damage, and while being transported between jobs and includes theft.
This covers it while it’s being transported between jobs and includes theft.
Should yours break down and you need to rent one, this will cover the rental costs.
Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.
Allows you to drive customers’ vehicles and any you own in connection with your business on public roads. As with car insurance, you can choose from third-party, third-party fire and theft, or comprehensive cover.

Why use Jensten

Dedicated

A dedicated team to Plant Hire Insurance

Trusted

We are the trusted broker to Plant Hire businesses

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.

Online

Contact us on our website whenever suits you

Call our insurance experts during office hours (calls are charged at a local rate)

Find answers to common insurance questions

What our clients say...

Does a Dumper Truck need Insuring?

Some business that use a dumper truck think their business insurance also cover it, but this isn’t the case and dumper truck insurance is required.

Construction businesses and others that have a range of plant can also take out a plant insurance package, but if you only have a dumper truck, then this might be the better option for you.

This can protect you from:

  • Damage to property caused by a dumper truck.
  • Theft while out in the open or during the night.
  • Ongoing hire charges
  • Accidental damage
  • Malicious damage.
  • Road risks.

How much does Dumper Truck Insurance cost?

The cost of your dumper truck Insurance will depend on factors such as:

  • The number of dumper trucks you have – if you have two or more, you may want to consider a Plant Insurance policy.
  • The value of your dumper trucks.
  • The nature of your business and the work you do – whether you’re operating in confined spaces such as a factory or outside, for example, may alter the level of risk.
  • Where are your dumper trucks are stored at night.
  • The size of your business.
  • Your claims history.

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Dumper Truck Insurance?

For comprehensive Dumper Truck Insurance

Dumper Truck Insurance

This can be a complex area of cover, so to help you get the protection you need, here are our frequently asked questions about dumper truck Insurance. We hope they will help, but if you’d like some independent advice, please call us on 0115 672 5661, and we’ll be on hand to help.

The cost of Dumper Truck Insurance will depend of a number of factors including, the number you have, the value of them, where they are stored and your claims history.

If you would like a quick quote please call our dedicated team on 0115 672 5661 and they will be on hand to help.

Hired-in plant is equipment that you hire for a specific job as opposed to equipment that your business owns.

Yes. When you hire machinery, it means that you are responsible for it, and you need to make sure you send it back in the condition you hired it. If a Dumper Truck you have hired were to break or be damaged and you didn’t have Hired-in Plant Insurance, you would be liable to pay for any repairs.

You will most likely need a Construction Plant Competence Scheme (CPCS) card to drive a dumper truck, which is widely recognised throughout the construction industry.

It depends. Some rental agreements come with cover for theft or damage. Generally, this cover doesn’t extend to more than that, so if you have any specific requirements – to drive it on public roads or to protect yourself from potential public liability issues, for example, then you’d be wise to get a Dumper Truck Insurance policy.