Contractors Combined Insurance

That will depend on your business.  If you have any employees, you will need Employers’ Liability Insurance of at least £5m, and while it’s not a legal requirement, some of your customers, such as local authorities, may insist on you having Public Liability Insurance in place. 

As a wide range of covers can be included within a contractors combined policy, it can offer protection to a number of different professions.  Construction firms, builders, tradesmen, scaffolders, electrical contractors, and basement contractors are just some of the professionals that it can cover. 

The construction industry and its associated trades all face risks which need to be mitigated.  This could be the risk of a member of the public having their property damaged, you or one of your employees being injured, or having your tools or equipment stolen.  Having some form of construction insurance in place can offer great peace of mind. 

Getting a quote is easy.  You can call us on 0800 368 9018, and the team will be happy to help you find the protection you need.  We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual requirements.

If you’d like some Contractors Combined Insurance help, please give us a call on 0800 368 9018.  Our friendly team will be happy to help you get the protection you need and offer you a Contractors Combined Insurance quote. 

As we’ll create your cover around you and your business, and given the different types of covers on offer, there’s no simple answer to that question.  What we can say is that your Contractors Combined Insurance quote will be based on factors such as: 

• Your trade. 
• The size and turnover of your business. 
• Whether you have any employees. 
• Where you’re working – hazardous locations may push up premiums. 
• Whether you work at height. 
• Your claims history. 
• The specifics of your policy and which optional elements you choose. 
• Whether you want to pay monthly or annually. 

If you’d like some help getting the right insurance, please call us on 0800 368 9018, and our specialist team will be happy to help. 

At Jensten Insurance Brokers, we’re committed to finding our clients a great deal on many, many construction firms and tradesmen with Contractors Combined Insurance quotes, we’ve learned a thing or two about how to save money on your cover, including:

1.       Get some independent advice – some policies will include add-ons you don’t need, and removing them can help you save money.  It’s important to make sure you aren’t over or underinsured, though.  If you are underinsured, you may face a significant shortfall in the event of a claim, and if you’re overinsured, you may be paying more than you need to.  Either way, it pays to get some independent insurance advice for specialist covers like these.

2.       Shop around – or better still, get an independent broker such as Jensten Insurance Brokers to do the shopping around for you.  With our specialist knowledge and insurer contacts, we can help you get the right cover at the right price.  To get a quote, call us on 0800 368 9018, request a callback, or start your insurance quote today.

3. Pay annually – rather than in instalments.

4. Health and safety – ensure the business has robust Health and Safety protocols including a Health and Safety policy which is regularly reviewed and discussed with employees. Also, make sure you carry out adequate risk assessments where required.

5. Join trade bodies – membership of accredited trade bodies can help reduce premiums by helping you to adhere to legislation and industry best practices or by offering free legal advice so you don’t need to include in your policy.