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GDC Dental Hygienist Insurance
At Jensten, we go beyond meeting requirements. Our bespoke GDC dental hygienist insurance protects you against the unexpected, from patient claims to legal costs, so you can focus on what you do best: confidently delivering exceptional care.
What Is Dental Hygiene Malpractice Insurance?
Dental hygiene malpractice insurance, also known as professional liability insurance, is crucial for dental hygienists practising in the UK. This indemnity insurance provides financial protection in the event of claims arising from alleged negligence, errors, or omissions in your professional practice. It covers legal costs, compensation payments, and other expenses that may result from a claim against you.
Need GDC Dental Hygienist Insurance?
For comprehensive GDC Dental Hygienist Insurance
What does GDC Dental Hygienist Insurance cover?
Yes. The GDC requires all registered dental care professionals, including dental hygienists, to have appropriate indemnity or insurance in place. This requirement is part of your professional responsibility and is essential for maintaining your registration with the GDC. Without adequate cover, you may be unable to renew your registration or practise legally in the UK.
Why use Jensten
Dedicated
A dedicated team to Health and Beauty professionals
Trusted
We are the trusted broker to Health and Beauty clients.
Flexibility
Tailored insurance to the needs of your business
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Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.
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- 0190 395 3500
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What Does Dental Hygiene Malpractice Insurance Cover?
Our extensive dental hygienist malpractice insurance policies typically cover the following:
- Legal costs for defending against claims
- Compensation payments to patients
- Representation in GDC fitness to practise hearings
- Public liability for accidents in your workplace
- A wide range of treatments within your scope of practice
How Much Cover Do Dental Hygienists Need?
The amount of cover needed can vary depending on several factors, including your specific scope of practice, whether you work in NHS or private practice, the number of hours you work, and any additional treatments or procedures you perform.
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
Need GDC Dental Hygienist Insurance?
For comprehensive GDC Dental Hygienist Insurance
GDC Dental Hygienist Insurance
Jensten is here to provide you with expert guidance and tailored insurance solutions. Our team understands the unique challenges dental hygienist’s encounter. To help, here is our GDC Dental Hygienist Insurance frequently asked questions. We hope they are of use, but if you’d like some independent advice, please call us on 0190 395 3500, and the team will be happy to help.
What Are Common Malpractice Claims Against Dental Hygienists?
While dental hygienists are skilled professionals, the nature of their work can sometimes lead to claims. Common malpractice allegations include:
- Failure to diagnose or report oral health issues
- Improper use of dental instruments leading to injury
- Inadequate infection control procedures
- Exceeding the scope of practice
- Failure to obtain informed consent
Understanding these risks underscores the importance of having extensive malpractice insurance in place.
How Much Does Dental Hygiene Malpractice Insurance Cost?
A variety of factors can significantly impact the cost of malpractice insurance for dental hygienists, including the level of cover, years of experience, claims history, and work setting (NHS, private practice, or both).
Jensten strives to offer a wide range of rates that don’t compromise on cover. We recommend contacting us for a quote tailored to your needs.
Is Dental Hygiene Malpractice Insurance Included in the Dentist's Cover?
While some dental practices may offer cover for their employed hygienists, this may not always provide adequate protection. The cover provided by an employer might:
- Be limited in scope
- Not cover you for work outside of that specific practice
- Not provide representation in GDC hearings
Therefore, we strongly recommend that dental hygienists obtain individual malpractice insurance policies to ensure extensive protection in all aspects of their professional practice.
How Can Dental Hygienists Choose the Right Malpractice Insurance Policy?
Selecting the right malpractice insurance policy is a crucial decision for any dental hygienist. Here are some key considerations:
- Scope of cover – Ensure the policy covers all treatments and procedures you perform, including options like supplemental orthodontic insurance for those working with orthodontic patients.
- Limits of indemnity – Choose a policy with adequate limits to protect you in case of substantial claims.
- Run-off cover – Look for policies that offer run-off cover, which protects you against claims made after you’ve ceased practising.
- GDC representation – Confirm that the policy covers GDC fitness to practise hearings.
- Claims-made vs occurrence-based – Understand the difference between these policies and choose the one that best suits your needs.
- Insurer’s reputation – Choose an insurer with a strong track record in the dental profession and excellent customer service.
Jensten is committed to helping you navigate these considerations and find the policy that best meets your needs.
When do I need to declare my insurance to the GDC?
You must declare that you have appropriate indemnity or insurance when you first register with the GDC and at each annual renewal. You may also be asked to provide evidence of your cover at any time.
Can I practise without malpractice insurance?
No, all GDC-registered dental professionals must have appropriate indemnity or insurance cover. Failure to do so could result in removal from the GDC register and legal consequences.
What happens if I change jobs or start working for myself?
If your working circumstances change, you must review your insurance cover to ensure it remains appropriate. Contact us immediately to discuss any changes and adjust your policy as needed.
