Feefo logo
  • We’re here to help
  • Monday-Friday, 9am-5pm
Feefo logo
  • Menu

Miscellaneous Professions Insurance

We understand that many professions do not fall neatly into any standard classification.

Talk to our Team

What is Misc Professions Insurance?

We know that as a miscellaneous profession the activities that you perform and the way that you trade can be unique to you, and subsequently obtaining the correct cover for your needs takes time, understanding and expertise. It is important that insurers understand exactly what your firm does, how exposed to potential claims you are, and how your risks need to be managed.

The business description is crucial. Whereas for a chartered accountant the PI wording covers most of the activities that one would expect an accountant to do, due to the nature of miscellaneous professions a standard miscellaneous wording just can’t take account of the countless unique requirements that each individual business might require cover for. If your business operates within the tech sector, learn how you could benefit from a tailored IT insurance policy.

Need Miscellaneous Professions Insurance?

Let us arrange tailored cover for your needs.

Talk to our Team

What does Miscellaneous Professions Insurance cover?

Buildings and Contents Insurance

If you own the premises on which you operate then buildings cover is essential and can provide cover for an insured event. Contents coverage is also important and can help protect expensive equipment if a similar insured event occurs. Depending on your business we may also recommend separate stock insurance to cover damage to goods stored on-site for sale.

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our advisers will work with you to understand the most likely risks and provide adequate coverage.

Computers Insurance

Can help cover additional costs incurred in the form of increased cost of working and the cost of recompiling or restoring data following an insured accident as detailed above. Can help cover additional costs incurred following failure of electricity or telecommunications linked to the computer equipment.

Corporate Legal Liability Insurance

Corporate legal liability insurance (CLL) is purchased as part of a management liability insurance package, which includes directors’ and officers’ (D&O) insurance. The aim is to protect your business if a claim is made against it.

Cyber Insurance

A cyber insurance policy helps pay for financial losses they may incur in the event of a cyberattack or data breach. It can cover costs related to the remediation process, such as paying for the investigation, crisis communication, legal services, and refunds to customers.

Directors’ and Officers’ Insurance

D&O insurance can help reimburse the defense costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrongdoing. D&O insurance can also help cover monetary damages, settlements, and awards resulting from such claims.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance can help protect employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Employment Practices Liability

When a company’s workers claim their legal rights as employees have been violated, employment practices liability insurance can protect against resulting litigation.

Intellectual Property Insurance

IP insurance can help protect your business against claims of IP infringement — including patents, trademarks, copyright, and trade secrets — and can help cover legal fees, damages, and settlement costs, whether defending or pursuing a claim.

Legal Expenses

If someone takes legal action against you or your company Legal Expenses cover can help support you in the cost of going to court.

Personal Accident Insurance

Can help cover both loss of earnings and medical costs which arise from a serious injury sustained at work – up to your chosen level of cover.

Product Liability Insurance

If products you use or recommend cause damage or harm, you can face claims for compensation. Product liability insurance can help cover any pay-outs should a claim prove successful.

Public Liability Insurance

Public liability insurance can help cover legal costs and compensation claims if a member of the public is injured, or their property is damaged, as a result of your business.

Trustee Liability Insurance

Trustee liability insurance is designed to protect the trustees, directors, governors, committee members and officers of a charity, club, association or not-for-profit organisation.

Why use Jensten

Dedicated

A dedicated team to Professional Service businesses

Trusted

We are the trusted broker to Professionals

Flexibility

Tailored insurance to the needs of your business

Talk to our Team

Our team of UK-based insurance advisers are here to help, 9am – 5pm, Monday – Friday.

Professional woman with curly hair wearing glasses, representing trusted Jensten Insurance Brokers services.

Online

Contact us with any questions you may have

Phone

Let us find you the cover you need.

FAQs

Find answers to common insurance questions

Need Miscellaneous Professions Insurance?

Let us arrange tailored cover for your needs.

Talk to our Team

Miscellaneous Professions Insurance

There is no one-size-fits-all when it comes to insurance, and a lot of it is down to the type of work you do, your profession or professional body, and your risk appetite. 

For a non-exhaustive list of insurance products, we can help to arrange cover for: 

  • Professional Indemnity Insurance 
  • Directors’ and Officers’ Insurance 
  • Management Liability Insurance 
  • Cyber Insurance 
  • Office Insurance 
  • Public and Employers’ Liability Insurance 
  • Business Property and Contents 
  • Fidelity Insurance 
  • Fleet Insurance 
  • Trustee Liability 
  • Business Travel and Personal Accident 

Articles and Insights

Q&A: Thatched Property Insurance

Read more

What would happen if your business had to stop trading tomorrow?

Read more

Employee benefits: your best retention tool doesn’t have to cost a fortune

Read more

Cyber risk: why prevention has to come before the payout

Read more

Keep up to date with Jensten Insurance Brokers. Subscribe to our newsletter and follow us on social media.

Linkedin

Subscribe to our newsletter

Subscribe

Our team are here to help you Monday to Friday, 9am - 5pm

Get in touch