Recycling Insurance | Waste Management Insurance
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Waste and Recycling Insurance

Our team of experts have been serving the waste, recycling, and reuse industry for over 15 years. We understand that this sector requires specific requirements when choosing the right insurance policy due to the unique risks associated with the industry but with our knowledge, you can rest assured that we’ll be able to find suitable cover tailored to your business needs. We pride ourselves on our second-to-none offering as well as our friendly and efficient team who can assist you with any queries to ensure a stress-free relationship.

What is Waste and Recycling Insurance?

As a sector, the waste and recycling industry is complex and contains numerous potential risks. From injuries to workers operating machinery to exposure to hazardous materials such as asbestos, in order to protect your business and employees the correct cover is essential.

Within waste and recycling, there is a considerable variety to the risks and required level of cover to securely operate. That’s why when it comes to insurance an accurate policy is essential to avoid unexpected legal costs or actions. Our skilled team can work together with you to identify the key areas of cover and ensure you are adequately protected from the most pertinent risks.

From small local enterprises that focus on residential business, all the way up to large scale commercial operations we can help find a correct level of cover that is tailored to you.

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What does Waste and Recycling Insurance cover?

Cover can include:

Business interruption insurance

Should disaster strike – a fire, a flood, or an explosion – and you can’t trade, business interruption insurance will provide an income until you can get to your previous trading level.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Environmental Impairment Liability

Naturally, when working with waste and recycling materials there is a risk of contamination of your or a third parties’ environment. Environmental impairment liability can assist in covering costs involved when such incidents occur including clean up, claims for property damage, injuries, legal costs and even reputation management. These can potentially be factored into your policy to provide you with the correct level of protection.

Machinery & Plant Machinery

Integral to any operation within this sector, your machinery is essential and as such must be considered when creating a policy. Common risk factors involved include accidents, theft and fire-related damage. The cover itself will need to fit your business’s operation, with contingencies available for machinery in transit, off-site storage, hired machinery as well as that which is permanently used on-site.

Public liability insurance

If a member of the public is injured or their property damaged while on your premises, you can be held liable. Public liability insurance will protect you financially should you be sued for damages.

Why use Jensten


A team who understands manufacturing businesses


We are trusted by manufacturing businesses big and small


Tailored insurance to the needs of your business

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Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


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Find answers to common insurance questions

Which businesses can Waste and Recycling Insurance cover?

The scale and nature of waste and recycling companies can vary greatly. As such there is a multitude of relevant businesses that may be applicable for this type of insurance cover, these could include:

  • Skip hire services
  • Waste management companies
  • Waste management brokers and consultants
  • Landfill operations
  • Incineration plants
  • Waste to energy plants
  • Trade waste collection
  • Liquid and hazardous waste specialists
  • Materials recycling facilities
  • Plastics
  • Paper and can recycling
  • Glass recycling
  • WEEE recycling
  • Textile recycling
  • Wood recycling
  • Anaerobic digestion plants
  • Aggregate/soils recycling

Find the right Waste and Recycling Insurance for you

With our expert brokers, you can be confident in the fact that your claim will be dealt with in a respectful and efficient manner by our specialist team. As an industry waste management employee, you are more likely to suffer injuries, ill-health and fatalities than the average worker across all industries, making adequate cover essential.

For more information on our Waste and Recycling Insurance, simply contact the teamAlternatively, you can request a call back below. Our team will be more than happy to discuss your policy needs and answer any questions you may have.

For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.

Need Waste and Recycling Insurance?

For comprehensive Waste and Recycling Insurance

Waste and Recycling Insurance

Waste and Recycling Insurance can be complex, so to help you get the cover you need, here are the answers to our frequently asked questions.  We hope they’ll prove helpful, but if you’d like some advice that’s tailored to your business’s needs, please call us on 0800 368 9018request a callback, or start your Waste and Recycling Insurance quote today. 

You’ll likely need a combination of different insurance policies to be fully covered. Contact our dedicated team today and let us find a tailored package to suit your business needs.

There isn’t a defined list of those who require a waste licence. However, transporting waste without a valid licence is illegal and you will face criminal prosecution if caught. You may need a waste carrier’s licence if you operate a landfill, store third party waste or carry out final disposal of waste. However, if you only store the waste materials then you won’t require a licence.

Any sole trader or business who transports, disposes of or arranges waste disposal by a third party must be registered as a waste carrier otherwise you will face criminal prosecution.

Under the Environmental Permitting (England and Wales) Regulations 2016 permits are required to undertake a wide range of specified activities lawfully. These activities include anything from scrap metal yards, processing plants and asbestos contractors to nuclear power stations and sewage treatment plants. Depending on the activity, applicants must apply either to the Environment Agency or the relevant local authority.

You must ensure that you have appropriate authorisation for the activities your business carries out. It is advisable to do this at the early stages of setting up a business or planning stages to ensure there will be no opposition to the licence or restrictions imposed that may affect your ability to trade.

If you have a waste exemption licence, it means that you can operate without an environmental permit. The exemption will have certain limits and conditions including strict limitations on the amount of waste stored and processed.

Each waste exemption lasts 3 years from when it is registered and will need to be renewed 1 month before it is due to expire.

With a higher level of risk present than most industries, there are naturally some areas that a standard policy will often not account for. Whilst the majority of insurers will not account for these by default, if any of the below do factor into your operation our team are experienced in finding more suitable providers.

Some of the often excluded areas include:

  • Asbestos and lead-based paint
  • Nuclear related hazards
  • Natural radioactive material
  • Underground storage tanks

For more information on our Waste and Recycling Insurance, simply contact the team