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Recovery Operator Insurance
Recovery Operator Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.
What is Recovery Operator Insurance?
Recovery Operator Insurance – also known as breakdown and recovery operator agent insurance – protects motor trade businesses that recover vehicles from the roadside or repair vehicles following a breakdown or an accident.
A flexible and comprehensive policy, breakdown, transportation and recovery operator insurance through Jensten Motor Trade can cover risks such as:
- Road risks, including the option for vehicle transportation
- Damage, loss, or theft of specialist recovery vehicles
- Own and customers’ vehicles in transit
- Premises
- Accident and injury
- Public and employers’ liability
- Tools
- Business interruption
- Contents of recovered vehicles and commercial vehicle loads
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What does Recovery Operator Insurance cover?
While every breakdown and recovery business’ insurance needs will be different, there are some common risks. These include road risks insurance, public liability insurance, vehicles in transit, and personal possessions cover. Jensten Motor Trade’s policies allow you to pick and choose from a range of policy elements, including:
Why use Jensten
Dedicated
A team that understand the motor trade business
Trusted
Jensten Motor Trade is rated 4.7/5 on Feefo
Flexibility
Tailored insurance to the needs of your business
Talk to the experts
Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.
- Call our team
- 0208 298 2100
What our clients say...
Which motor trade businesses can Recovery Operator Insurance cover?
Breakdown and Recovery Operator Insurance through Jensten Motor Trade is a flexible policy that can protect businesses such as:
- Breakdown and recovery for cars
- Breakdown and recovery for commercial vehicles, trucks, vans, and lorries
- Motor traders who offer breakdown and recovery as part of their business
How much does Recovery Operator Insurance cost?
As we’ll create your cover around your business, that’s not an easy question to answer. What we can say is that your recovery operator insurance quote will be based on factors such as:
- The value of your recovery vehicles
- The size and value of your premises – if you have any
- The value of your equipment
- Whether you need road risk cover and how many people you need it for
- The turnover of your business
- Your claims history
- Whether you want to pay monthly or annually – annually will usually be cheaper
- Your business’s postcode
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
Need Recovery Operator Insurance?
For comprehensive Recovery Operator Insurance
Recovery Operator Insurance
It’s important for motor traders to get the right insurance for their business, and to help you do that, here is our recovery operator insurance frequently asked questions. We hope they are of use, but if you’d like some independent advice, please call us on 0208 298 2100 and the team will be happy to help.
Why get Breakdown and Recovery Operator Insurance through Jensten Motor Trade?
As well as flexible, quality cover, insurance through Jensten Motor Trade offers you the following benefits:
- Dedicated in-house claims service
- Service from quote to claim
- Discounts available for claims free driving
- Automatic cover for your own vehicle
- Legal liability insurance
- Road risk-only options
- The option of comprehensive, third-party fire and theft or third party only cover
Is Recovery Operator Insurance a legal requirement?
Elements are compulsory. If you are going to drive vehicles on the road, you will need a road risks element to your policy. You’ll also need employers’ liability insurance (EL insurance) if you employ staff within your business and engineering inspection service if you service or repair vehicles.
Am I insured to drive any car on a motor trade insurance policy?
Yes, but only in connection with the business if it is owned by the business or is in custody or control of your motor trade business. It may be more cost-effective to limit the covers to keep your premium down.
What's the difference between road risks insurance and traders' combined insurance?
While these policies may look the same, road risks only covers driving vehicles on the road. Traders combined insurance, on the other hand, can offer a much wider range of essential protections, such as premises, material damage cover and liabilities amongst others.
How can I cut the cost of my Recovery Operator Insurance?
There are several ways of cutting motor trade insurance costs, including:
- Limit the number of employees on your road risks policy
- Building up your no-claims bonus
- Employing drivers with low or no motoring convictions or claims
- Making sure your premises (if you have any) are secure and have CCTV/a web-based security system
- Always use an independent broker such as Jensen Motor Trade. A specialist independent motor trade insurance broker will have the knowledge to ensure you get the recovery operator insurance you need and can do the shopping around for you
At Jensten Motor Trade, we are more than happy to discuss the different ways we can help you save on your motor trade premium. All it takes is a call to our specialist motor trade insurance team to start the quote process. Alternatively, you are welcome to complete our online quote form, and we call you to discuss your requirements.
How can I get a motor trade insurance quote?
Getting a quote is easy. You can call us on 0208 298 2100, and the team will be happy to help you find the protection you need. We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual needs.
