Office Insurance needs to be tailored to your specific requirements and can be added on to your Business Insurance policy. There are several areas involved with office insurance policies:
- Buildings Insurance insure your premises against fire and flood, if you own them. If you are renting, check with your landlord on what the insurance cover is.
- Contents Insurance insure your contents within your premises against damage, theft or loss.
- Fixtures and Fittings cover you may choose to insure shelves, units, carpets or cases that aren’t covered in your contents package.
- Shop Front cover this will cover your signage and windows if you have a retail outlet.
- Stock Cover if you have stock in your premises, it can be insured separately as the value of stock can be thousands to replace.