Activity Leisure Insurance | Jensten Insurance Brokers
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Activity Leisure Insurance

Activity Leisure Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.

What is Activity Leisure Insurance?

As you have probably experienced, arranging insurance as a business in the activity leisure sector can be difficult, costly and time consuming.

This is where we can help. We take pride in obtaining comprehensive policies for our clients, regardless of the activities they offer.

Need Activity Leisure Insurance?

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What does Activity Leisure Insurance cover?

Cover can include:

Business Interruption Insurance

When damage or unforeseen events do occur the financial strain on your business can be significant. Damages caused by fire, flood and even accidental incidents can prove a basis for cover under business interruption insurance, our experts will work with you to understand the most likely risks and provide adequate coverage.

Cyber Insurance

A cyber insurance policy helps pay for financial losses they may incur in the event of a cyberattack or data breach. It can cover costs related to the remediation process, such as paying for the investigation, crisis communication, legal services, and refunds to customers.

Directors’ and Officers’ Insurance

D&O insurance reimburses the defense costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrongdoing. D&O insurance also covers monetary damages, settlements, and awards resulting from such claims.

Employers’ Liability Insurance (EL insurance)

EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.

Public Liability Insurance

Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.

Why use Jensten


We are dedicated to our clients


We are the trusted broker to hospitality and leisure clients


Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.


Contact us on our website whenever suits you

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Find answers to common insurance questions

Need Activity Leisure Insurance?

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Activity Leisure Insurance

It’s important for you to get the right Activity Leisure Insurance.  To help you do that, here are our Activity Leisure Insurance frequently asked questions.  We hope they are of use, but if you’d like some independent advice, please call us on 0800 368 9018, and the team will be happy to help.

With our brokers, you can be confident in the fact that your claim will be dealt with in a respectful and efficient manner by our specialist team. Depending on the exact nature of your planned event, as well as the number of concerts planned, there is a range of ways we can arrange to mitigate the risk to you.

For more information on our Activity Leisure Insurance, simply contact the Jensten team. Alternatively, you can request a call back here. Our team will be more than happy to discuss your policy needs and answer any questions you may have.

Insurers not familiar with this industry can be hesitant to provide cover due to these ‘shooting’ activities, yet for most businesses in the sector claims arise from slips and trips. In fact, it is rare to see a claim resulting from the ‘shooting’ itself.

We work with insurers that understand this and will not waste your time by asking for quotes from insurers that hold this misunderstanding.

We also bear in mind that equipment is likely to be stored on site, sometimes in metal shipping containers. This is no issue, we can help you to cover this within the policy also.

Many insurers avoid covering these businesses altogether and some insurers offer policies that are just not practical. One main issue we see is insurers picking and choosing which of the activities they will cover, 4×4 driving is acceptable but axe throwing is not, for example.

We will only arrange policies which will help to provide cover for all of your business activities. We also understand that you may offer a range of activities, including some which may at first at first glance seem quite risky. This does not phase us.

We will take time to understand each of the activities you offer. We will also look at the risk assessments you have carried out to identify risks, the precautions you have put in place to stop accidents from occurring, and other supporting health and safety documents such as incident logbooks. We will then present these to insurers to show your business in the best light and give you the best chance of securing a quotation that works for you.

Because of the level of hazardous activities and the average age of the participants, some insurers deem these venues as too dangerous and will not insure them.

We work with a number of insurers that have a more accurate view of the extent of danger presented by these activities, which are happy to provide cover.

Our policies can include cover for scooters, roller/ice skates, BMX bikes or equivalent as standard.

Additional activities such as fitness classes, mini skate classes and trampoline volley-ball do not present any significant concerns and we will discuss how to cover these.

We can also arrange cover for mobile operations such as Christmas ice rinks.

Supplying equipment to events comes with the risk of relying on your client to use, secure and store the items correctly.

For example, marquees need to be properly secured, supervised and operated in accordance to industry standards to prevent damage. Injuries incurred whilst using a bouncy castle or photo booth may lead to clients holding your responsible as the hirer.

Our staff are able to advice on your exposures and ensure that you are protected from incidents such as these.