Hotels Insurance | Liability Insurance for Hotel
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Hotels Insurance

Whether you run a smaller hotel or a larger one you will be dealing with the general public with the aim of providing a quality service to your guests.

What is Hotel Insurance?

Due to the busy nature of running a hotel there are many risks associated and you need to make sure that you have the right level of cover in place to protect yourself, your property and your guests. 

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What does Hotels Insurance cover?

Cover can include:

This covers any accidental damage made to your customers’ vehicles.
If you own the premises on which you operate then buildings cover is essential and provides cover for an insured event. Contents coverage is also important and will help protect expensive equipment if a similar insured event occurs. Depending on your business we may also recommend separate stock insurance to cover damage to goods stored on-site for sale.
D&O insurance reimburses the defense costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for alleged wrongdoing. D&O insurance also covers monetary damages, settlements, and awards resulting from such claims.
EL – is a legal requirement if you have any staff, full-time, part-time or contracted. EL insurance protects employers’ from compensation claims from their employees should a claim be made against them for loss or injury at work. Your policy must have a minimum of £5m cover, with £10m being the industry standard.
Most machinery requires regular inspection to ensure that it complies with the appropriate legislation, for example a passenger lift requires an inspection every 6 months. Cover includes sudden and unforeseen damage.
If someone takes legal action against you or your company Legal Expenses cover will support you in the cost of going to court.
A premises licence is a permanent licence granted for a specific location, that authorises the holder to sell alcohol. As a business that benefits from an alcohol licence, the council could revoke this due to circumstances beyond your control, for example, crime and disorder. Loss of premises licence cover can provide assistance in defending a decision to remove or revoke your licence and cover the loss in depreciation in the value of your building should it lose its licence.
This cover insures you against loss or damage to your guests’ and employees’ personal possessions, if you’re legally liable.
Public liability insurance protects you if a member of the public suffers an injury or if any of their property is damaged because of your business. It can cover legal costs and any compensation claims, if your business is found to be at fault.
The need for insuring against acts of terrorism is more prevalent than ever with the UK on a Severe level of threat for the majority of the past 12 years. Cover can include loss of income as well as the physical damage to property and contents. Policies we provide can cover acts of sabotage as well as lone wolf style attacks.

Why use Jensten

Dedicated

We are dedicated to our clients

Trusted

We are the trusted broker to hospitality and leisure clients

Flexibility

Tailored insurance to the needs of your business

Talk to the experts

Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.

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Find answers to common insurance questions

What our clients say...

Need Hotels Insurance?

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Hotels Insurance

It’s important for you to get the right Hotels Insurance. To help you do that, here are our Hotels Insurance frequently asked questions. We hope they are of use, but if you’d like some independent advice, please call us on 0203 350 1186and the team will be happy to help.

Getting a quote is easy. You can call us on  0203 350 1186and the team will be happy to help you find the protection you need. We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual needs.