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Thatched Property Insurance
Tailored insurance for your unique home or property with a thatched roof.
What Is Thatched Property Insurance?
Finding property insurance for your thatched property or cottage can be difficult due to several risk factors including:
- Discolouration or rotting of the thatch
- Leaks from rain and wind damage
- A greater fire risk
- Vermin, bird damage and wildlife nesting
It’s important you have a policy that can provide specialist coverage that’s flexible and more accommodating compared to a standard home insurance policy.
Our specialist team at Jensten Insurance Brokers can arrange thatched property insurance to manage the unique risks your unique type of construction faces.
Need Thatched Property Insurance?
For comprehensive Thatched Property Insurance
What does Thatched Property Insurance cover?
Why use Jensten
Dedicated
A team of brokers who can advise on your property insurance needs
Trusted
We are the trusted broker to Property Professionals.
Flexibility
Tailored insurance to the needs of your business
Talk to the experts
Our team of UK-based insurance experts are here to help, Monday – Friday, 9am -5pm.
- Call our team
- 0800 368 9018
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Thatched Property Insurance Explained
Thatched home insurance policies can often contain more policy conditions than standard home policies. If you don’t keep up with these, you could find yourself facing difficulties in the event of a claim.
These can include:
- Woodburning stove conditions
- Fire extinguisher requirements
- Smoke detection requirements
- Electrical checks
- Regular chimney sweeping
By working with a broker like Jensten Insurance Brokers, we will explain any policy conditions and exclusions to you.
What do I need to get a Thatched Property Insurance quote?
We will reach out to our insurer partners to obtain a quote for your property. The information required may vary, but some of the basic information needed will include:
- Your thatched property address and postcode
- The year of construction
- Whether it’s your permanent residence
- Required building and contents sums insured (including any high-value items)
- Any history of flooding, subsidence or landslip
- Your mains electrical wiring report
- Whether you’ve had your chimneys swept
- Whether you have spark arrestors
- Your claims history
- Your occupation
- Any unspent convictions
- If you’ve ever had home insurance cancelled, refused or terms imposed in the past
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
Need Thatched Property Insurance?
For comprehensive Thatched Property Insurance
Thatched Property Insurance
To help you get the protection you need, here are our frequently asked questions about Thatched Property Insurance. We hope they will help, but if you’d like some independent advice, please call us on 0800 368 9018, and we’ll be on hand to help.
What information do I need to provide to get a Thatched Property Insurance quote?
We will reach out to our insurer partners to obtain a quote for your property. The information required may vary, but some of the basic information needed will include:
- Your thatched property address and postcode
- The year of construction
- Whether it’s your permanent residence
- Required building and contents sums insured (including any high-value items)
- Any history of flooding, subsidence or landslip
- Your mains electrical wiring report
- Whether you’ve had your chimneys swept
- Whether you have spark arrestors
- Your claims history
- Your occupation
- Any unspent convictions
- If you’ve ever had home insurance cancelled, refused or terms imposed in the past
How much does Thatched Property Insurance cost?
Every quote for your thatched property is tailored to your unique requirements, so the cost will vary.
Are thatched properties more expensive to insure?
Typically, thatched properties can be more expensive to insure than conventional homes due to the higher risks they face and the potential higher claims costs.
How often do I need my chimneys swept?
It depends on your policy wording, but usually, annual chimney sweeps are required when it comes to thatched property insurance.
What does a Thatched Property Insurance Policy include?
Contents cover will protect the valuable items that can be found in your home. Buildings cover will insure the structure of your thatched property.
