Thatched Property Insurance

We will reach out to our insurer partners to obtain a quote for your property. The information required may vary, but some of the basic information needed will include:

• Your thatched property address and postcode
• The year of construction
• Whether it’s your permanent residence
• Required building and contents sums insured (including any high-value items)
• Any history of flooding, subsidence or landslip
• Your mains electrical wiring report
• Whether you’ve had your chimneys swept
• Whether you have spark arrestors
• Your claims history
• Your occupation
• Any unspent convictions
• If you’ve ever had home insurance cancelled, refused or terms imposed in the past

Every quote for your thatched home is tailored to your unique requirements, so the cost will vary.

Typically, thatched properties can be more expensive to insure than conventional homes due to the higher risks they face and the potential higher claims costs.

It depends on your policy wording, but usually, annual chimney sweeps are required.