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Motor Trade Combined Insurance
Motor Trade Combined Insurance can cover many risks that businesses may face. Jensten Insurance Brokers can advise on and arrange cover to help mitigate those risks.
What is Motor Trade Combined Insurance?
Motor Trade Combined Insurance, also known as Traders’ Combined Insurance, is a specialist form of Motor Trade Cover that covers multiple essential risks on a single policy. A flexible policy, Motor Trade Combined Insurance through Jensten Motor Trade can cover risks such as:
- Road Risks
- Premises
- Your Public and Employers’ Liability
- Contents of your Premises, including portable hand tools
- Loss of MOT Licence
- Stock of Vehicles
- Demonstration Cover
- Trade Plate Insurance
- Engineering Inspection
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What does Motor Trade Combined Insurance cover?
While every Motor Trader’s Combined Insurance needs will be different, there are some common risks – such as Road Risks Insurance, Business Interruption, Public Liability Insurance, and Premises Insurance – that you’ll want to include. Jensten Motor Trade’s policies allow you to pick and choose from a range of policy elements, including:
Why use Jensten
Dedicated
A team that understand the motor trade business
Trusted
Jensten Motor Trade is rated 4.7/5 on Feefo
Flexibility
Tailored insurance to the needs of your business
Talk to the experts
Our team of UK-based insurance experts are here to help, Monday – Friday, 9am – 5pm.
- Call our team
- 0208 298 2100
What our clients say...
Which businesses can Motor Trade Combined Insurance cover?
Motor Trade Combined Insurance through Jensten Motor Trade is a flexible policy that can protect businesses such as:
- Traders working from premises
- Traders working from home
- Full-time motor traders
- Part-time motor traders
- Car dealerships
- Service and repair garages
- New and used car dealers
- MOT testing stations
- Body shops
- Breakdown and recovery operators
- Auto electricians
- Classic car restorers
- Exhaust and tyre fitters
How much does Motor Trade Combined Insurance cost?
As we’ll create your cover around your business, that’s not an easy question to answer. What we can say is that your Motor Trade Combined Insurance quote will be based on factors such as:
- The size and value of your premises – if you have any
- The value of your equipment
- Whether you need road risk cover and how many people you need it for
- If you need goods in transit cover
- The turnover of your business
- Your claims history
- Whether you want to pay monthly or annually – annually will usually be cheaper
- Your business’s postcode
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
For some tailored insurance help, please contact the Jensten Motor Trade team today or call them on 0208 298 2100.
Need Motor Trade Combined Insurance?
For comprehensive Motor Trade Combined Insurance
Motor Trade Combined Insurance
It’s important for motor traders to get the right insurance for their business, and to help you do that, here is our Motor Trade Combined Insurance frequently asked questions. We hope they are of use, but if you’d like some independent advice, please call us on 0208 298 2100 and the team will be happy to help.
Why get Motor Traders Combined Insurance through Jensten Insurance Brokers?
As well as flexible, quality cover, Motor Traders Combined insurance through Jensten Motor Trade offers you the following benefits:
- Dedicated in-house claims service
- Service from quote to claim
- Discounts available for claims free driving
- Automatic cover for your own vehicle
- Demonstration options
- Legal liability insurance
- Road risk-only options
- The option of comprehensive, third-party fire and theft or third-party only cover
Is Motor Trade Combined Insurance a legal requirement?
Elements are compulsory. If you are going to drive vehicles on the road, you will need a road risks element to your policy. You’ll also need Employers’ Liability Insurance (EL insurance) if you employ staff within your business and engineering inspection service if you service or repair vehicles.
Am I insured to drive any car on a Motor Trade Insurance policy?
Yes, but only in connection with the business if it is owned by the business or is in custody or control of your motor trade business. It may be more cost-effective to limit the covers to keep your premium down.
What's the difference between Road Risks Insurance and Traders' Combined Insurance?
While these policies may look the same, Road Risks only covers driving vehicles on the road. Traders Combined Insurance, on the other hand, can offer a much wider range of essential protections, such as premises, material damage cover and liabilities amongst others.
How can I cut the cost of my Motor Trade Combined Insurance?
There are several ways of cutting Motor Trade Insurance costs, including:
- Limit the number of employees on your road risks policy
- Building up your no-claims bonus
- Employing drivers with low or no motoring convictions or claims
- Making sure your premises (if you have any) are secure and have CCTV/a web-based security system
- Always use an independent broker such as Jensten Motor Trade. A specialist independent Motor Trade Insurance broker will have the knowledge to ensure you get the Car Sales Insurance quote you need and can do the comparison for you
At Jensten Motor Trade, we are more than happy to discuss the different ways we can help you save on your motor trade premium. All it takes is a call to our specialist Motor Trade Insurance team to start the quote process. Alternatively, you are welcome to complete our online quote form, and we will call you to discuss your requirements.
How can I get a Motor Trade Insurance quote?
Getting a quote is easy. You can call us on 0208 298 2100 and the team will be happy to help you find the protection you need. We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual needs.
