Motor Trade Combined Insurance

As well as flexible, quality cover, Motor Traders Combined insurance through Jensten Motor Trade offers you the following benefits:

• Dedicated in-house claims service.
• Service from quote to claim.
• Discounts available for claims free driving.
• Automatic cover for your own vehicle.
• Demonstration options.
• Legal liability insurance.
• Most traders include public liability insurance cover and professional indemnity cover as part of their insurance package, ensuring comprehensive protection against claims related to professional errors, injuries, or property damage to third parties.
• Road risk-only options.
• The option of comprehensive, third-party fire and theft or third-party only cover.

Certain elements of motor trade policies are legally required for businesses operating in the industry. Elements are compulsory. If you are going to drive vehicles on the road, you will need a road risks element to your policy. You’ll also need Employers’ Liability Insurance (EL insurance) if you employ staff within your business, and an engineering inspection service if you service or repair vehicles.

Yes, but only in connection with the business if it is owned by the business or is in custody or control of your motor trade business. The policy can also include cover for customers’ vehicles and customer vehicles that are in your care or control, such as those being repaired, transported, or stored. It may be more cost-effective to limit the coverage to keep your premium down.

While these policies may look the same, Road Risks only covers driving vehicles on the road. Traders Combined Insurance, on the other hand, can offer a much wider range of essential protections, such as premises, material damage cover and liabilities amongst others.

There are several ways of cutting Motor Trade Insurance costs, including:

• Limit the number of employees on your road risks policy
• Building up your no-claims bonus
• Employing drivers with low or no motoring convictions or claims
• Making sure your premises (if you have any) are secure and have CCTV/a web-based security system
• Always use an independent broker such as Jensten Motor Trade.  A specialist independent Motor Trade Insurance broker will have the knowledge to ensure you get the Car Sales Insurance quote you need and can do the comparison for you

At Jensten Motor Trade, we are more than happy to discuss the different ways we can help you save on your motor trade premium.  All it takes is a call to our specialist Motor Trade Insurance team to start the quote process.  Alternatively, you are welcome to complete our online quote form, and we will call you to discuss your requirements.

Getting a quote is easy.  You can call us on 0208 298 2100 and the team will be happy to help you find the protection you need.  We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual needs.

Motor trade public liability insurance typically covers injury or damage to third parties and their property, and is especially important for businesses with members of the public visiting their premises. However, damage to a customer’s car or vehicle usually requires specific motor trade plate insurance or combined motor trade insurance that includes vehicle protection.

Qdos Insurance is a specialist provider offering tailored motor trade insurance products. While we do not directly sell Qdos insurance, we work closely with a range of insurers to provide you with competitive motor trade insurance quotes that meet your needs.

Yes, motor trade plate insurance is essential if you intend to drive vehicles on trade plates. This cover allows you to legally move vehicles that are not yet registered or taxed, and it is often included as part of a combined motor trade insurance policy.

Yes, you can easily request a motor trade insurance quote through our online quote form or by calling our friendly team. We aim to provide you with the correct cover at a competitive price tailored to your motor trade business activities.