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What Is Contract Works Insurance?
Contract Works protects the works in progress on a construction site and can provide cover for reinstating the works, the labour costs and lost materials and equipment following an insured loss.
Fire, vandalism, flood and theft can halt developments in their tracks unexpectedly. Even seemingly minor incidents can cause damage and delays.
Your Contract works sum insured should be sufficient to cover the highest-value project being worked on, including labour and materials.
Contract Works cover can be arranged as part of a contractor’s combined policy or arranged as an annual or contract specific policy.
What Can Contact Works Insurance Cover?
Contract Works Insurance can cover the cost of repairing or redoing work on a construction site and cover can include:
- Damage caused by an insured event such as: fire, flood, storm, vandalism or theft
- Damage to on- site plant and equipment and existing structures
- Third party property damage
- Employee’s tools and personal effects
- Accidental damage to on-site materials.
