Car Dealer Insurance

Elements are compulsory. If you are going to drive vehicles on the road, you will need a road risks element to your policy. You’ll also need employers’ liability insurance (EL insurance) if you employ staff within your business and engineering inspection service if you service or repair vehicles.

Yes, but only in connection with the business if it is owned by the business or is in custody or control of your Motor Trade Business. It may be more cost-effective to limit the covers to keep your premium down.

While these policies may look the same, road risks only covers driving vehicles on the road. Traders combined insurance, on the other hand, can offer a much wider range of essential protections, such as premises, material damage cover and liabilities amongst others.

There are several ways of cutting motor trade insurance costs, including:

• Limit the number of employees on your road risks policy
• Building up your no-claims bonus
• Employing drivers with low or no motoring convictions or claims
• Making sure your premises (if you have any) are secure and have CCTV/a web-based security system
• Use an independent broker such as Jensent Motor Trade.  A specialist independent Motor Trade Insurance broker will have the knowledge to ensure you get the car sales insurance quote you need and can do the shopping around for you

At Jensten Motor Trade, we are more than happy to discuss the different ways we can help you save on your motor trade premium.  All it takes is a call to our specialist motor trade insurance team to start the quote process.  Alternatively, you are welcome to complete our online quote form, and we call you to discuss your requirements.

Getting a quote is easy.  You can call us on 0208 298 2100, and the team will be happy to help you find the protection you need.  We work with a panel of different insurance companies and can help find the appropriate cover to suit your individual needs.